Maharashtra Gramin Bank offers a simple missed call banking service to check account balance instantly through SMS without login, internet banking, or mobile apps.
| Service | Details |
|---|---|
| Balance Enquiry Number | 7834888867 |
| Usage | Give a missed call from your bank-linked mobile number |
| Response | The call disconnects automatically and balance SMS usually arrives within seconds |
| SMS Details | Balance message generally shows available balance with last 4 account digits |
| Internet Required | ❌ No internet or smartphone needed |
📌 Important: Your mobile number must be linked with the bank account and SMS alert services should remain active for this facility to work properly.
| Problem | Quick Solution |
|---|---|
| No SMS received | Check SIM recharge, SMS balance, or DND settings |
| “Number not registered” error | Visit branch with Aadhaar copy for KYC/mobile update |
| UPI link failure | Use the same mobile number linked with your bank account |
💡 Expert Tip: If missed call banking still fails, contact Maharashtra Gramin Bank support at 0240-2590050 .
Customer support response is usually faster after 10 AM on working days. Newly opened accounts may also take some time before SMS banking starts functioning properly.
Next: Explore ATM mini statement, UPI apps, mobile banking, and customer care balance enquiry options below.
1. UPI Apps (Fastest Online Option)
Maharashtra Gramin Bank supports UPI services, so you can easily check your account balance using apps like BHIM, Google Pay, PhonePe, or Paytm.
You only need a smartphone, bank registered mobile number, and internet connection.
To check balance using the BHIM App, follow these steps:
- Download and install the BHIM App from the Play Store.
- Register with your mobile number and verify with OTP.
- Add your Maharashtra Gramin Bank account from the bank list.
- Create your UPI PIN using debit card details and OTP.
- Now go to Check Balance, enter your UPI PIN, and your account balance will appear on the screen.
2. MGB Mobile Banking
MGB Mobile Banking is part of the bank’s digital banking service. By using the app, you can check your balance online anytime.
To activate this facility, you first need to visit your MGB home branch. Ask the bank staff for Mobile Banking and Internet Banking activation forms. Fill in your details and submit the form. Usually, the service gets activated within 24 hours.
After activation, follow these steps:
- Download the “MGB Mobile Banking” app from the Play Store or App Store.
- Open the app and verify your mobile number through SMS.
- Enter account number, captcha, and OTP to register.
- Create a 6-digit MPIN for login.
- Now log in with your MPIN and check your balance directly on the app dashboard.
Tip: While visiting the branch, also activate Internet Banking. It helps you access your account online from mobile or laptop anywhere.
Safety Note: Never share your MPIN, OTP, User ID, or password with anyone. Also avoid using public WiFi for banking services.
3. Offline Methods: Visit ATM Or Branch
1. RuPay Debit card
MGB offers RuPay Debit Cards like EMV, PMJDY, and Platinum cards. You can use them at any ATM to check your balance easily.
- Visit a nearby Maharashtra Gramin Bank ATM or any RuPay-supported ATM.
- Insert your debit card and enter the 4-digit ATM PIN.
- Select the “Balance Enquiry” option from the menu.
- Your account balance will appear on the screen. You can also print the receipt if needed.
You can also use the “Mini Statement” option to view recent transactions. After use, safely remove your ATM card before leaving the machine.
2. Visit Home Branch
- Visit your home branch with your bank passbook.
- Ask the bank staff to activate Net Banking and Mobile Banking.
- Update your mobile number, Aadhaar, and other KYC details.
- This will help you check your balance easily from home next time.
Impact of Maharashtra Gramin Bank Merger
Maharashtra Gramin Bank was created after the merger of multiple rural banks in Maharashtra. Later, on 1 May 2025, MGB and Vidarbha Konkan Gramin Bank were merged under the “One State, One RRB” policy.
Merged banks include:
- Aurangabad Jalna Gramin Bank
- Thane Gramin Bank
- Maharashtra Godavari Gramin Bank
- Marathawada Gramin Bank
- Vidarbha Konkan Gramin Bank
If your account belonged to any of these banks, it was automatically transferred to Maharashtra Gramin Bank. You can continue using the same balance enquiry services without any issue.
Frequently Asked Questions (FAQs)
Why am I not receiving balance SMS after missed call?
This usually happens if your mobile number is not linked or SMS alerts are not active. Try again after some time, or visit your branch to update your details.
Can I check my balance without internet in MGB?
Yes. You can use missed call banking, ATM, or call customer care. These methods do not require internet.
Does Maharashtra Gramin Bank provide WhatsApp banking?
Yes. Maharashtra Gramin Bank offers a WhatsApp service. You can find the official WhatsApp number on the bank’s Contact Us page.
What is the fastest way to check MGB balance?
The fastest way is missed call banking or ATM. If you have internet, mobile banking or net banking gives instant full details.
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