Inquiry Prathama UP Gramin Bank Balance via Mobile

You can check your PUPGB (now Uttar Pradesh Gramin Bank) account balance instantly using the 24×7 missed call banking service.

PUPGB Missed Call Service	Number
24×7 Toll-Free Balance Check	1800 202 3003
Alternate Banking Line	9986454440

💡 Steps to Get Balance:

• Call disconnects automatically after a few rings
• Balance SMS arrives on the same mobile number
• Multiple linked accounts may appear together in one SMS
• Works on both keypad phones and smartphones

📌 Real User Issue: Sometimes balance SMS may not arrive during heavy banking hours even when the service is active.

In many cases, trying again after some time fixes the issue automatically.

🎯 2026 Banking Tip: Most users already have UPI apps installed on their phones. Once your bank account is linked, balance checking becomes much faster through UPI apps.

Check the setup methods below for mobile banking and UPI balance enquiry options.

Next: Explore UPI apps, mini statement, passbook, and Uttar Pradesh Gramin Bank digital banking methods below.

1. UPI App (Example: Phonepe)

As per the NPCI website, the bank is active with all UPI Apps for transaction and balance enquiries. For this method, you need a data pack and a smartphone. After that, follow the steps to get your Prathama bank balance –

1. Go to the Play Store or the Apple App Store and install the app
2. Once the app is installed, open the app and sign in with your mobile number.
3. In the menu, tap on “Payment methods”
4. Under the Bank Accounts section, find and tap on Add New Bank Account.
5. Scroll down and Tap on Prathama U.P. Gramin Bank. (If not available, try searching for Sarva U.P. Gramin Bank)
6. The app will automatically detect your bank account if it is linked to your mobile number.
7. Enter debit card details, CVV, card number, Expiry, and ATM To Create a 6-digit UPI PIN.
8. Reopen the app and check the balance using the UPI PIN.

Remember: This is a Phonepe app example to instruct you; however, you can use any UPI app like BHIM, PayTM, Google Pay, and more.

2. PUPGB SMS Banking

To check the Balance By SMS, follow these Steps –

1. Open your Messaging app on your phone.
2. Type BAL <Give Space> Enter your full Account number.
3. Send it to 9246019525 OR 9986454440 from your registered mobile number.
4. Make sure your mobile number is updated with the bank; if not, please visit your home branch submit the application form to the bank to update your mobile number.

Tip: You can also get a Mini Statement by SMS banking, enter the MINISTMT <space> Account number for the last 3 transactions of your PUPGB bank account.

Recommendation – At any of the 950+ Prathama Bank branches, you can easily find SMS Banking details on the information board. The process is simple, fast, and works without internet.

3. Phone Banking (Customer Support)

The latest working PUPGB Bank toll-free customer care numbers are 1800-180-0225 and 1800-102-0304. Customers can call between 10 AM and 6 PM on banking working days.

Nanne’s Security Tip: PUPGB or UPGB officials will never ask for your UPI PIN or OTP over the phone. If someone calls asking for these to “unlock” your balance check, hang up immediately.

What to Do If Balance SMS is Not Coming?

If the balance SMS doesn’t arrive:

• Check if your mobile number is linked to the account
• Recharge your SIM (a low balance can block SMS)
• Visit your home branch to activate alerts or submit the update form

How to Update or Change Registered Mobile Number?

To change or link a mobile number:

• Visit your PUPGB home branch
• Carry valid ID proof (like Aadhaar), or they usually use Aadhaar-based Mobile OTP or fingerprint KYC to register your request.
• Fill Mobile Update Request Form
• Wait 24–48 hours for the update.
• You will get SMS or email for confirmation.

When Are These Services Available?

What Is PUPGB Bank & Why Balance Check Options Matter

Prathama UP Gramin Bank was a well-known regional rural bank in Uttar Pradesh, supported by Punjab National Bank.

It was created by merging Prathama Bank and Sarva UP Gramin Bank, and later became part of Uttar Pradesh Gramin Bank under the government’s “One State, One RRB” policy.

So, if you had an account with either older banks, it is now part of Uttar Pradesh Gramin Bank (UPGB). You can continue using your account and check your balance using the new banking benefits PUPGB offers.

After the merger, the bank introduced digital banking and SMS Banking services for customer comfort. Knowing your balance helps you avoid overdraft, track your money, and plan better.

Why Is Balance Check Important for Rural Banking?

Many rural users avoid checking their balance due to a lack of info. Regular balance checks can help you:

• Prevent fraud or unauthorised use
• Plan expenses, avoid a low balance
• Access mini statements for subsidy or loan records

FAQs