The fastest way to apply for a Union Bank cheque book is through Union Bank WhatsApp Banking. You can place the request in just a few taps without visiting the branch.
📲 WhatsApp Cheque Book Request Steps
WhatsApp Banking cheque book request example
📦 Important: Cheque books are usually delivered within 7 working days. Make sure your mobile number and address are updated in the bank records.
💡 Expert Tip: If your account has been inactive for many months, the request may fail. A small transaction like a ₹10 UPI payment can help reactivate normal banking services before applying.
📱 If you already use the Vyom Mobile Banking App, check the method below to request a cheque book directly from the app.
Other Digital Options: Mobile-Based Request Options
According to the AI Chatbot (UVA) launched by Union Bank, there are multiple digital channels to order your cheque book from home. For quick access, you can use Vyom Mobile App –
1. Vyom Mobile App
Use the Vyom app to place a cheque book request instantly. New users can activate the app using a debit card or branch-issued activation token before continuing with the process below –
- Download or update and open the Vyom app from the Play Store or App Store.
- Log in using your 4-digit MPIN or fingerprint (for first-time users, you will need your ATM card and Customer ID to set up MPIN/TPIN).
- On the home screen, tap on Service Request → Raise Service Request.
- From the drop-down, select Cheque Book Request.
- Choose your account number.
- Enter a short description — for example, “Requesting 20-leaf multi-city cheque book” or just write Give me a free cheque book if eligible”
- Click Proceed, verify via OTP or TPIN, and submit.
Your request will be generated instantly, and you will get an SMS from Union Bank.
Alternatively, if your MPIN or TPIN doesn’t work temporarily, you can switch to Vyom NetBanking, Login to Union Bank Internet Banking. Simply, navigate to General Services → Service Requests → Operative Accounts → Cheque Book Request. Select your account and confirm the address.
2. Union Bank Customer Care Request (Toll-Free Numbers)
If you want to directly order with bank officers, you can call at 1800222244 OR 18002082244 (In India-Toll Free)
- Dial the bank customer care number using your registered mobile number.
- Select your preferred language through IVR.
- Choose your bank account details.
- Press 9 to connect with a bank officer.
- Request a new cheque book directly on the call.
- You can also ask about charges and delivery time.
- After confirmation, the cheque book will be sent to your registered address.
Tip – If your address is outdated, update KYC details online or through the branch first.
Union Bank Home Branch Request Method with Form (Offline Option)
If you are visiting the branch, you can still apply for a cheque book the traditional way using the Service Request Form (SRF-1). Here’s how it works:
| Step | Description |
|---|---|
| Form Download | Download Service Request Form (SRF-1). |
| Language | The form is bilingual — available in both Hindi and English. you can write using black or blue pen. |
| Details to Fill | Name, Account Number, Date, Customer ID (CIF), and Address. |
| Section to Tick | Go to Section 6 → Tick “Please issue SB Cheque Book/s with 20 leaves each” (or CD Cheque Book with 50/100 leaves). |
| Signature | Sign in the Application 1 section, add place and date. |
| Documents | Attach Aadhaar copy or ID proof if requested. |
| Charges | If you have used up your free leaves, the cheque book fee will be auto-deducted from your account. |
After submission, the branch processes the request internally, and your cheque book is typically ready for dispatch to your address. If you wish, you can collect it directly from the same branch after about 10 to 15 days — just mention this preference while submitting your form.
Cheque Book Delivery Time and Tracking Status
Union Bank uses both courier services and India Post for cheque book delivery. Here’s what you should expect:
| City Type | Estimated Delivery Time | Tracking Update |
|---|---|---|
| Tier 1 Cities | 5–7 working days | SMS update in 3–4 days |
| Tier 2 & Tier 3 Cities | 7–10 working days | SMS update in 5 days |
You will usually receive a dispatch SMS containing the tracking ID within 3–5 days after the request. You can track it through the courier link or tracking Code in the SMS or by calling customer care with your account details.
If no SMS is received after a week, you can:
- Call customer care and quote your account number, or
- Visit the branch to verify the dispatch status.
What are the Charges for Union Bank Cheque Book
For personal banking or business transactions, first check the charges and the procedure to apply.
As per the last official Union Bank service charge circular (notification dated 1 April 2025), cheque book issuance has now been aligned under a uniform structure for both individual and non-individual savings accounts.
| Account Type | Free Leaves Per Financial Year | Charges After Free Limit | Multi-City Cheque Book |
|---|---|---|---|
| Savings Bank (Individual & Non-Individual) | 20 leaves free | ₹5.90 per leaf (inclusive of GST) | Available |
What this means:
- You get 20 free cheque leaves every financial year, regardless of whether your account type such as individual or non-individual.
- Once you exceed this free limit, ₹5.90 (after GST) will be charged per additional cheque leaf.
- The charges are auto-deducted from your linked Union Bank account.
- You can also choose a Multi-City Cheque Book, which works seamlessly across all Union Bank branches in India.
Frequently Asked Questions
Can a cheque book be issued to an illiterate person in Union Bank?
No, Union Bank generally doesn’t issue cheque books to illiterate customers, unless in joint accounts with a literate co-holder or for specific authorized transactions.
How to find the MICR code in the Union Bank cheque book?
The MICR code is printed at the bottom of each cheque, beside the cheque number — it’s a 9-digit number unique to your branch.
How to stop the cheque book in the Union Bank of India?
You can stop a cheque book or specific cheque payment via the Vyom app, customer care, Internet Banking, or by visiting your home branch.
How to get the first cheque book for free in Union Bank?
Union Bank provides the first 20 cheque leaves free each financial year for all savings accounts — available automatically upon your first request.
Can I request a free cheque book twice in the same financial year?
No. Union Bank allows only 20 free leaves per financial year, not per request. If you already used them, even one extra leaf triggers a ₹5.90 per-leaf charge automatically.
Does the free cheque book rule apply to joint savings accounts?
Yes. Joint savings accounts also get 20 free leaves per year, shared across holders. It’s counted per account, not per person, which many customers wrongly assume at branch counters.
Will Union Bank issue a cheque book if my account has a zero balance?
Yes. There’s no minimum balance condition for requesting a cheque book. But if you exceed free leaves, keep a ₹150–₹200 balance ready so charges don’t cause request rejection.
What’s the most common reason cheque book requests fail in Union Bank?
Mismatch in mobile number or inactive CIF details. Even small KYC mismatches pause requests. Updating the mobile number or CIF at the branch usually resolves it within one working day.
What happens if the cheque book gets lost during delivery?
Inform customer care or branch immediately. The dispatched cheque book is auto-blocked internally, and a fresh one is issued after verification—usually within 7–10 working days.
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