Vidarbha Konkan Gramin Bank (Now Maharashtra Gramin Bank) offers an easy missed call banking service to check your account balance instantly through SMS.
| Service | Details |
|---|---|
| Missed Call Number | 8010968342 |
| How to Use | Give a missed call from your registered mobile number |
| What Happens | The call disconnects automatically within a few seconds |
| Result | You receive an SMS containing your account balance details |
💡 Requirement: Your mobile number must already be linked with your bank account for the missed call service to work properly.
📞 Need Help?
Customer Support: 0240-2590050
Email: crm@mahagramin.in
Next: Explore ATM, mobile banking, passbook, and other Maharashtra Gramin Bank balance enquiry methods below.
1. VKGB (Maha Gramin Bank) NetBanking
If you are comfortable using digital services, VKGB (Maha Gramin Bank) offers a net banking facility (view-only). This means you can check your balance and transaction history, but transactions are not enabled yet.
(A): For Existing Users (Direct Method)
- Visit the official website: https://www.mahagramin.bank.in/
- Go to MGB Connect from the homepage
- Enter your User ID, Password, and Captcha to log in
- Once logged in, you can:
- View your account balance
- Check transaction history
- Download mini statements
(B): For New Users (First-Time Registration)
- Click on “New User” on the Maha Gramin Bank Connect page
- Fill out the internet banking registration form
- Submit it to your home branch
- The bank will activate your account within 24 hours and provide:
- User ID
- Temporary password
- After activation:
- Log in again using these details
- Set a new secure password
- Access your dashboard to check balance and account details
2. Use Your VKGB RuPay Card at ATMs
The VKGB Provide RuPay Kisan cards and RuPay Classic cards. RuPay cards are quite easy to use at any ATM near you. It has around 2 lakh ATMs in India –
- Find the nearest ATM Also, you can use the RuPay ATM Locator by NPCI.
- Insert your RuPay Card into the ATM Properly.
- Enter Your PIN
- Select Language
- Choose Balance Enquiry
- Either view your balance displayed on the screen OR print off the balance receipt.
3. VKGB Call Customer Care
This is one of the best traditional methods to know your bank’s available balance. However, please always verify the customer care number with the official website of the bank.
- The latest working VKGB customer care number is 1800-233-7390 OR – 0240-2590050
- The best time to call is between 10 AM and 5 PM.
Please make the call, verify yourself, ask for your current account balance, and never share any OTP or sensitive details.
Bonus: If everything fails, simply visit your home branch to update your passbook with the current available balance in your deposit account.
Why Keep Your Contact Details Updated in VKGB?
Accurate mobile and email records ensure:
- Timely SMS alerts for transactions.
- Successful missed call balance SMS delivery.
- Smooth activation and password recovery for net banking.
- Better communication during emergencies.
Vidarbha Konkan Gramin Bank Merger Details & Impact
Vidarbha Konkan Gramin Bank (VKGB) was a regional rural bank based in Nagpur, serving rural areas across Maharashtra. It was formed after the merger of Wainganga Krishna Gramin Bank and Vidarbha Kshetriya Gramin Bank.
Under the Government’s “One State, One RRB” policy, VKGB was merged into Maharashtra Gramin Bank on 1 May 2025.
For customers, most banking services continue normally:
- Account number and ATM card still work
- Balance enquiry and branch services remain active
- Net banking and mobile banking continue as usual
- No immediate action is required from customers
In the future, the bank may update details like IFSC code, app name, or internet banking portal. Customers will receive official updates before any major changes.
Frequently Asked Questions
Is Maharashtra Gramin Bank’s mobile banking active after the merger?
Yes. Mobile banking is active via the official Maharashtra Gramin Bank Mobile Banking platform. Branch staff confirm most customers log in the same day after activation, if the debit card and registered mobile number are correct.
How can I activate mobile banking if I never used it before?
Visit your home branch once. Fill mobile banking form, verify debit card. Activation usually takes 24–48 working hours. Tip: keep Aadhaar-linked mobile active during registration to avoid OTP failure.
Can I check balance using Maharashtra Gramin Bank internet banking?
Yes. Internet banking works in view mode. You can check balance, download mini statement, and see transactions. Branch experience shows it works smoothly on desktop browsers during non-peak hours.
What if internet banking login is not working?
Mostly password or User ID issue. Branch staff suggest resetting credentials at branch. Fact: 7 out of 10 login failures are due to old passwords saved on mobile browsers.
Do I need smartphone for Maharashtra Gramin Bank digital banking?
Not compulsory. For balance only, missed call and ATM work. Smartphone is needed for mobile banking app. Many Tier-3 customers still prefer ATM slips for physical balance proof.
Will old VKGB customers get new app or net banking ID?
Not immediately. Existing access continues. Bank may shift everyone to one common app later. Idea: don’t uninstall working apps until official SMS or branch notice is received.
Where should I complain if mobile or net banking fails?
First visit branch for faster fix. For support, call +91 0240-2590050 or email crm@mahagramin.in from registered details. Written complaints usually get response within 3–5 working days.
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