Central Bank of India RTGS Form: Download, Fill & Submit

If you want to send money to someone from your Central Bank of India account, and the amount is bigger than Rs. 2 lakh. You will need the RTGS form if you choose the branch banking. It’s a simple form used to transfer large amounts directly to another bank account in real time across all RTGS-enabled banks under the RBI’s secure payment system.

Central Bank offers a few different RTGS formats — some need a cheque, others don’t. You don’t need to be confused with forms; let me explain all forms of CBI for RTGS. You can directly download it from here as well –

Step-by-Step: How to Download the Central Bank of India RTGS Form

As per the CBI data, there are three officially recognised formats for the RTGS/NEFT form. All forms work for the same purpose, but differ slightly based on branch requirements and how the payment is made (via account debit or cheque).

1. Official Cheque-Based RTGS/NEFT Form (CBI 2021 Format, Official in 2025-2026)

This is the standard form, officially provided by listed on the Central Bank of India’s portal, it available in hindi or English separately. This form has a cash option, but it works only for NEFT and smaller payments than Rs. 50,000.

It includes options for:

• RTGS or NEFT transfer
• Payment via cheque or cash
• Space for attaching a self-cheque if chosen

Use this form if your branch instructs you to provide a self-cheque for RTGS transactions.

What RBI Says About Self-Cheque for RTGS

According to RBI guidelines, if RTGS is initiated through a cheque, it must be a self-cheque drawn on the remitter’s own account.
Write “SELF RTGS” on the cheque leaf, sign it, and attach it to the RTGS form.

• Banks are not allowed to issue RTGS via another person’s cheque.

2. Account-Debit RTGS/NEFT Form (No Cheque Required)

This is the account-based RTGS form used in many branches today.
Here, the amount is directly debited from your Central Bank of India account — no physical self-cheque is needed.

You simply fill in your account number, beneficiary details, and sign the declaration section. This version is simpler and commonly used for quick or digitally processed RTGS transfers via a branch.

3. Old RTGS/NEFT Form (Dual Copy Format)

The old version comes with two parts – customer copy and bank copy, you need to fill both sides. It was primarily used before the CBS (Core Banking System) was fully integrated across branches. Some locations still maintain this layout for internal record-keeping.

All three forms are officially recognised by the bank; however, the first two (cheque-based and account-based) are the active and preferred versions used in 2025.

Alternate Download Steps (If Direct Links Don’t Work)

You can always download the latest available form from the official website:

1. Go to https://centralbank.bank.in/en
2. Type “RTGS” in the search box and hit Enter.
3. Open the RTGS page from the search results.
4. Scroll to the “Download NEFT/RTGS Application Forms” section
5. Just tap on the download the current and bank-accepted PDF form.

Forms Available in Multiple Languages

The central bank also provides up to 10 regional languages for customers who want a local language option.

To get a form in your selected language:

• Visit your nearest Central Bank branch. (must be RTGS-enabled)
• Ask the counter staff: Please provide me with an RTGS/NEFT form in the local language or a bilingual form. such as Tamil/English.

Common languages available include:
Hindi, Marathi, Gujarati, Bengali, Tamil, Telugu, Kannada, Punjabi, Malayalam, and Urdu, but it depends on the location of your bank branch.

Fill out the Central Bank of India RTGS/NEFT Application Form

Let’s check how you can fill out an RTGS form; it is quite simple if we divide the parts and understand each also, use capital letters and use boxes for writing –

1. Header section – First, enter the date and branch name. If it is different from your home branch, use the branch name where you are making this RTGS. example – Andheri Branch.
2. Transaction Request – in remit of sum section, put down your amount in figures such as Rs. 5,00,000. And enter the same amount in words. Example – Five lakh only.
3. Tick the option – As per RBI, you cannot use cash for RTGS transfer, so simply tick on cheque and ready a self-cheque. You have to fill in the cheque number in the form as well.

1. DETAILS OF APPLICANT (Your details)

2. DETAILS OF BENEFICIARY (Receiver’s details)

3. Declaration (Bottom Section)

You don’t need to write anything here — just sign after the “Yours Faithfully” line in the box: Sign exactly as per your bank account signature or your self-cheque you do.

4. For Office Use Only

Leave everything in this section blank — bank staff will:

• Verify your signature
• Assign reference number, date, time, and officer codes

5. Acknowledgement Slip (Bottom Part)

• Simply, repeat basic information here; it is your confirmation slip. The bank officer will sign here, enter the reference number, the bank seal, and give back to you the section. You can use it to track your payment if you find a delay.

RTGS Transaction Charges

As per the RBI’s latest directive, all banks must follow capped charges for RTGS transactions.

Where to complain about RTGS

The RTGS usually happens within 30 minutes, but if you apply by 3:30 PM, it may settle the next day if there is no holiday in between. If your RTGS transaction is delayed or not credited –

1. Contact your home branch first. You can email at rtgscpp@centralbank.co.in for the issue.
2. If still unresolved, email a detailed complaint to cgmcepd@rbi.org.in (RBI Consumer Education and Protection Department).

Note – If a transaction fails, the uncredited amount is returned to your account within one hour or before the end of the business day, whichever is earlier.

Additional Q/A for users