Get Your Latest Credit Score Instantly!
Checking your credit score is now quick, easy, and 100% free. Simply enter your Name, Email, and Mobile number, verify with an OTP, and get access to your latest credit report. No hidden charges, no complicated steps – just your real-time credit score and eligible credit cards and loan offers!
Follow Steps:
How to Check Report?

Here is the step-by-step process to follow and check your Credit Score (CIBIL, Experian, CRIF HighMark, and Equifax) for free –
- Tap on the Check Credit Score Free button below the Easemoney logo.
Enter Your Full Name, Email ID, and Mobile Number – Provide basic details to proceed.
Verify with a 4-digit OTP – A secure code will be sent to your mobile for verification.
Enter Additional Details (if required) – First-time users may need to provide PAN Card details and source of income.
Get Your Credit Score Instantly – View your credit report (CIBIL, Experian, Equifax, and CRIF) along with personalized offers.
Explore Pre-Approved Offers – Check out exclusive credit card, loan, and financial product options tailored for you.
Note: For first-time users, we may ask for additional details like your PAN Card and source of income to ensure accurate reporting. Don’t worry, your information is safe! EaseMoney is used trusted Zet Partner app, which is backed by top investors like Cred, Unacademy, Haptik, Razorpay, Meesho, Groww, DoorDash, PineLabs, and Sequoia.
Personalized Credit & Loan Offers
Exclusive Benefits for You
Once you check your credit score, you get access to exclusive, pre-approved offers:
Credit Cards
Get pre-approved credit cards from SBI, HDFC, Axis, ICICI, and more. Enjoy cashback, travel rewards, and exclusive benefits designed for your financial needs.
Personal Loans
Instant personal loans from HDFC, ICICI, Bajaj Finance, and others. Enjoy quick approvals, minimal paperwork, and flexible repayment options.
Credit Score Builder Membership
Boost your credit score with ZET Credit Builder Membership, expert guidance, personalized tips, and credit-building strategies tailored to your financial situation.
Business Loans
Quick business loans with flexible repayment options to help entrepreneurs and small businesses scale successfully.
HDFC SmartEMI
Convert purchases into easy EMIs with HDFC SmartEMI. Get what you need now and pay later conveniently.
Two-Wheeler Loan
Affordable two-wheeler loans with low interest and flexible EMIs to finance your dream bike hassle-free.
Demat Account
Open a Demat account effortlessly and start trading stocks, mutual funds, and other investments with ease.
Insurance offers
Get variety of insurance options, including health, life, vehicle, and travel insurance. Get the best coverage at competitive rates to protect your future and secure financial peace.
Zero Balance Bank Accounts
Open zero-balance savings accounts with Kotak, HDFC, SBI, and more. Enjoy free digital banking with no minimum balance requirement.
Zero Credit Score? No Problem!
We believe everyone deserves financial freedom. If your credit score is low, we offer special solutions to help you improve it:

Secured Credit Cards
Get a credit card with a minimal deposit & start building your score. A secured credit card backed by a refundable deposit, making approval easier even with No credit history.

Credit Score Builder Loans
Boost your credit score with ZET Credit Builder Membership! Pay just ₹500, repay in ₹175 EMIs for 3 months, and get Amazon vouchers. No income proof needed—100% online, quick approval!
Important Notice:
Easemoney never asks for any fees or charges for checking your credit score or accessing credit cards and loan offers. If anyone contacts you claiming to be from EaseMoney and asks for payment, please block them immediately and report the incident.
Visit Our Contact Us and About Us Pages for More Information.
Frequently asked questions
1. What is a credit score?
A credit score is your economic report card; that is what it reflects. This number varies from 300 to 900. It is an indicator for the banks to know how responsible you are with money. The banks will shower you with offers for loans and credit cards if your score is considerably high.
3. Will checking my credit score affect my CIBIL score?
No, checking your own credit score is considered a “soft inquiry” and does not impact your CIBIL (Credit Score) or any other credit bureau score. You can check it as many times as you want!
5. What if my credit score is low? Can I improve it?
Absolutely! You can build your credit score with secured credit cards, credit builder loans, and timely EMI payments. We also apply for credit score builder loan for free with us.
7. What if I don’t have a credit history? Can I still check my score?
Yes! If you don’t have a credit history, your report will show “No Credit History” instead of a score. You can start building your credit with our Secured Credit Cards and Credit Builder Membership.
2. How often should I check my credit score?
It’s a good idea to check your credit score at least once a month to stay updated on any latest score, changes, errors, or improvements.
4. Is my personal data safe with EaseMoney?
Yes, 100%. We use bank-level security and encryption to protect your information. We never share or sell your data. you can read our privacy policy page and terms and condition page for more information.
6. What are the benefits of checking my credit score?
You get access to pre-approved credit cards, loan offers, and financial products tailored to your profile—all with zero impact on your score.
8. Do I need a high credit score to get a credit card or loan?
Not necessarily! Many credit cards and loan options are available even for those with low or no credit history. Checking your score also helps you find the best options suited for you.
9. How long does negative information stay on my credit report?
Most negative records (like late payments or defaults) stay for 7 years. But here’s the good news—the older the mistake, the less it affects your score. So, if you start managing your credit well today, your score will improve even before old mistakes disappear!