ICICI Bank Sapphiro Credit Card comes in the mid-premium category of ICICI credit cards. Many people apply for this card mainly because of airport lounge access, not only for reward points. Like if you travel inside India sometimes, or maybe once in a year go for international trip, this benefit becomes useful.
Unlike entry-level cards like Coral, Sapphiro gives a higher lounge visit quota. But still it is not unlimited like ultra-premium cards. The bank keeps some control through quarterly spending condition and visit limits, so mostly active card users get the benefit.
In simple numbers, the card provides:
- 4 domestic airport lounge visits per quarter
- 2 international lounge visits per year
If you see yearly calculation, that becomes up to 16 domestic lounge visits in a year.
One real fact — earlier, many credit cards offered lounge access automatically. But after airport lounges in India started getting overcrowded around 2023–2024, most banks introduced spending conditions. ICICI also follows this approach for Sapphiro.
Also, one practical insight — This card sits in the premium tier, and its annual fee is around ₹3,500 + joining fee ₹6,500 + GST. For many travellers, even a few lounge visits can recover this cost because paid lounge entry in India often ranges between ₹800 and ₹2500 per visit.
| Category | Details |
|---|---|
| Domestic Airport Lounge Access | Up to 16 visits per year |
| International Lounge Access | 2 visits annually (for example Dubai or US lounges) |
| Spend Requirement | ₹75,000 in previous quarter |
| Verification Swipe | ₹2–₹25 (Visa/Mastercard/RuPay) or ₹1 (AmEx) |
| Eligible User | Primary cardholder only — add-on cards usually not eligible |
Sapphiro Credit Card: How Domestic Airport Lounge Access Works
Domestic lounge access on the ICICI Sapphiro Credit Card follows a spend-to-unlock system.
As per the recent update, you must spend ₹75,000 or more in a calendar quarter. After reaching this target, 4 complimentary lounge visits become available in the next quarter.
However, some transactions usually do not count toward this spend, such as rent payments, education payments, government transactions, fuel purchases, EMI conversions, wallet loading, cash advance, fees and interest charges.
| Spend Period | Lounge Access Period |
|---|---|
| Jan – Mar | Apr – Jun |
| Apr – Jun | Jul – Sep |
| Jul – Sep | Oct – Dec |
| Oct – Dec | Jan – Mar |
Example: if your spending becomes ₹80,000 between January and March, then four lounge visits can be used between April and June. You can read more here – Changes to ICICI Bank Credit Card Features and Charges
Note: The ₹75,000 quarterly spend rule may feel a little high for many normal Indian households. Usually, people spend around ₹20,000–₹40,000 per month on a credit card. So sometimes full 4 lounge visits may not unlock, unless you use the card for bigger spends like travel booking, insurance payment, or electronics purchase.
Domestic Airport Lounge Access List (Popular Locations)
ICICI’s lounge program covers 83 airport lounges across India. These lounges are usually operated by airport hospitality companies like Encalm, Adani Lounge Services, Travel Club, Primus Lounge, 080 Lounge and Earth Lounge.
Below are some commonly used lounges where ICICI Sapphiro credit cardholders generally get access during domestic travel.

| No. | City | Lounge Name | Terminal |
|---|---|---|---|
| 1 | Delhi | Encalm Lounge | Terminal 3 Domestic |
| 2 | Delhi | Encalm Lounge | Terminal 2 |
| 3 | Delhi | Encalm Lounge | Terminal 1 |
| 4 | Delhi | Encalm International Lounge | Terminal 3 |
| 5 | Mumbai | Adani Lounge | Terminal 1B |
| 6 | Mumbai | Travel Club Lounge | Terminal 1C |
| 7 | Mumbai | Adani Lounge | Terminal 2 Domestic |
| 8 | Mumbai | Adani East Lounge | Terminal 2 International |
| 9 | Bengaluru | 080 Lounge | Terminal 1 |
| 10 | Bengaluru | 080 Lounge | Terminal 2 |
| 11 | Bengaluru | BLR Lounge | Terminal 1 |
| 12 | Hyderabad | Encalm Lounge | Domestic Terminal |
| 13 | Hyderabad | Encalm Lounge | International Terminal |
| 14 | Chennai | Travel Club Lounge | Terminal 1 |
| 15 | Chennai | Travel Club Lounge | Terminal 2 |
| 16 | Kolkata | Travel Club Lounge | Domestic Terminal |
| 17 | Kolkata | Travel Club Lounge | International Terminal |
| 18 | Ahmedabad | The Lounge | Terminal 1 |
| 19 | Ahmedabad | Adani Premium Lounge | Terminal 1 |
| 20 | Jaipur | The Lounge | Terminal 2 |
| 21 | Pune | Elysian Lounge | Domestic Terminal |
| 22 | Chandigarh | Primus Lounge | Main Terminal |
| 23 | Cochin | Earth Lounge | Terminal 1 |
| 24 | Indore | Primus Lounge | Terminal 1 |
| 25 | Bhopal | Primus Lounge | Terminal 1 |
| 26 | Goa (Dabolim) | Good Times Lounge | Terminal 1 |
| 27 | Goa (Mopa) | Encalm Lounge | Terminal 1 |
| 28 | Lucknow | The Lounge | Terminal 3 |
| 29 | Guwahati | Primus Lounge | Terminal 1 |
| 30 | Patna | Primus Lounge | Terminal 1 |
Inside these airport lounges, facilities normally include:
- Buffet snacks or light meals
- Tea, coffee and soft beverages
- Free Wi-Fi access
- Mobile charging points
- Quiet and comfortable seating area
At larger airports like Delhi, Mumbai and Bengaluru, the lounge experience is usually better because lounges there have larger buffet counters, more seating capacity and better service areas.
- You can download the full official lounge list here: https://sa.adanione.com/-/media/Project/Campaigns/Icici-co-brand/domestic-lounge-list-march-2024.pdf
Important: Eligible lounges may depend on your card network, such as American Express (AmEx), Visa, RuPay or Mastercard. So before travel, you should check the correct lounge list according to your card network to avoid any entry issues at the airport. You can contact the 1800 1080 ICICI Customer Care for the correct eligible lounges depending on your card network type.
Step-by-Step Entry Process at the Lounge
Entering the airport lounge with an Sapphiro Card is usually simple. When you reach the lounge reception desk, you normally need to show your Sapphiro credit card and a valid boarding pass for same-day travel.
The staff will swipe your card in their POS machine to verify eligibility. A small authorisation charge appears:
| Network | Authorization Charge |
|---|---|
| Visa / Mastercard / RuPay | ₹2 |
| American Express | ₹1 |
This amount is only a verification hold and usually gets reversed later in the statement.
Most airport lounges allow a stay of around 2–3 hours per visit. Complimentary entry is generally only for the primary cardholder, while guests are charged separately. A valid boarding pass is mandatory, and lounge entry also depends on seat availability and lounge operator rules.
Sapphiro Credit Card: International Airport Lounge Access
Sapphiro Credit Card also provides international airport lounge access for travellers flying abroad. Cardholders usually get 2 complimentary international lounge visits per calendar year.
| Benefit | Limit |
|---|---|
| International Lounge Visits | 2 per year |
The good part here — no spending condition is required. Even if you did not meet the ₹75,000 quarterly spending requirement for domestic lounges, international lounge access can still work.
Priority Pass or DreamFolks Membership
International lounge access works through membership programs, not directly through the credit card. The membership you receive usually depends on when your card was issued.
| Card Issue Date | Lounge Program |
|---|---|
| Before 15 Nov 2024 | DreamFolks Membership |
| After 15 Nov 2024 | Priority Pass |
- Priority Pass is one of the largest airport lounge networks in the world, with 1,400+ lounges globally.
- DreamFolks also partners with hundreds of lounges across Asia, Europe and the Middle East.
How International Lounge Access Works
When travelling internationally, you normally use the membership card instead of the credit card. Example: Suppose you are flying from Delhi → Dubai.
- At the lounge reception desk, you show:
- Your boarding pass
- Priority Pass or DreamFolks membership card
The lounge staff will swipe the membership card to verify eligibility. Sometimes, a small authorisation charge of around $1 may appear for verification.
If free visits are available, entry becomes complimentary. Once the 2 free visits are exhausted, additional entries may still be allowed but usually charged around $27–$32 per visit, which is billed to your credit card.
Examples of International Lounges in the Network
Priority Pass and DreamFolks networks include many major airports around the world, such as:
- Dubai International Airport — Marhaba Lounge
- Singapore Changi Airport — SATS Premier Lounge
- Bangkok Suvarnabhumi Airport — Miracle Lounge
- Kuala Lumpur International Airport — Plaza Premium Lounge
- London Heathrow Airport — Plaza Premium Lounge
Most lounges give simple buffet food, tea and coffee, Wi-Fi and charging points. Bigger airports like Dubai or Singapore sometimes even provide shower rooms before long flights.
How to Find the ICICI Sapphiro International Lounge List (Quick Steps)
Sometimes people search for a fixed PDF list for international lounges. But unlike domestic lounges, the international lounge network changes frequently. So the list keeps updating. Because of that, banks usually direct users to the lounge network websites.
Here are 5 quick steps you can follow to find the latest lounge list.
1. Check the Priority Pass Website or App
If your ICICI Sapphiro card was issued after November 2024, international lounge access usually works through Priority Pass.
You can check the full lounge network here: https://www.prioritypass.com/airport-lounges. Just open the page, enter your airport name or city, and the site will show all lounges available at that airport. Priority Pass currently connects 1,400+ airport lounges worldwide.
2. Check the DreamFolks Lounge Network
Some older Sapphiro cards issued earlier may still use DreamFolks membership. You can browse their lounge network on the DreamFolks website or mobile app. This network covers 600+ international lounges, mainly across Asia, Europe, and the Middle East.
3. Download the ICICI Reference PDF
ICICI Bank also provides a reference international lounge list PDF for cardholders. It may not always be the latest version, but it gives a good overview.
You can view it here: ICICI International lounge list
This document shows participating lounges along with airport locations.
4. Check the ICICI Sapphiro Card Page
The official Sapphiro credit card page also explains the lounge program and eligibility conditions. While it may not show the full lounge list, it confirms which lounge program your card supports.
For example:
- Priority Pass membership
- DreamFolks lounge network
Simple example: If you are flying Delhi → Dubai, open the Priority Pass lounge finder, type Dubai International Airport, and it will show available lounges like Marhaba Lounge or Plaza Premium Lounge. Then you can use your free visit before boarding.
Checking Domestic and International Lounge Eligibility Before Travel
You can also check lounge access details before travelling to avoid problems at the airport.
- 1. iMobile Pay App – Open the credit card section and check lounge benefits and remaining visits.
- 2. ICICI Net Banking – Your credit card dashboard also shows lounge usage and eligibility status.
Also, when you receive your Sapphiro credit card welcome documents, open the envelope and check that your eligible for a Priority Pass or DreamFolks membership card is included. In some cases, the membership card may need activation through customer care before first use.
- ICICI customer care for activation or assistance: 1800 1080.
- Checking these details before travel can help avoid surprises at the lounge desk.
READ – MakeMyTrip ICICI Credit Card Lounge Access: Domestic & International
FAQs
Is lounge access available on the ICICI Sapphiro credit card?
Yes, the ICICI Sapphiro credit card gives airport lounge access. You can get 4 domestic visits per quarter and 2 international visits per year, but domestic visits work only after ₹75,000 quarterly spending.
How many lounge visits can you have in ICICI Sapphiro?
In simple numbers, Sapphiro allows 16 domestic lounge visits yearly (4 per quarter) plus 2 international lounge visits per calendar year. Domestic visits unlock only after completing ₹75,000 spending in the previous quarter.
How do I check if my ICICI credit card has lounge access?
You can easily check lounge eligibility inside ICICI iMobile Pay app or Net Banking dashboard. It shows remaining visits, spend eligibility and lounge usage history, so you know before reaching airport.
How to activate ICICI Priority Pass?
When you receive the Sapphiro welcome kit, check if Priority Pass card is inside. Sometimes activation is required through ICICI customer care (1800-1080) before first international lounge entry.
How much does Priority Pass cost?
Priority Pass normally costs around $99 to $469 per year depending on membership plan globally. But Sapphiro cardholders usually receive complimentary membership with two free lounge visits yearly.
Does ICICI Bank give Priority Pass with Sapphiro credit card?
Yes, ICICI Bank started issuing Priority Pass with Sapphiro cards after 15 November 2024. Older cards usually received DreamFolks membership, both giving access to hundreds of international lounges.
Where can I find ICICI Sapphiro lounge access list PDF?
You can download the official domestic lounge list PDF from ICICI or Adani lounge network websites. Currently the network covers 80+ airport lounges across India including Delhi, Mumbai, Bengaluru and Hyderabad.
