Your Guide to Open Indian Bank Statement PDF

One of my clients recently reached out because they were confused about opening a received email statement from an Indian bank. He got a PDF File at the end of the email that is password-protected.

My client is quite confused and asked me a few questions like why it is password protected, how can it be opened, and most interestingly, whether is there a quicker way to get a statement during emergencies.

If you are facing similar concerns, don’t worry. I am here to cover with a step-by-step guide, I am Nanne Parmar, over six years of experience in digital banking like UPI. I also worked with big brands like NE Factory to develop online payments and banking solutions.

Before we get started on opening your Indian Bank statement PDF File, Firstly, let’s talk about

Why Are Indian Bank Statements Password-Protected?

Indian banks add passwords on Digital statements for good reason: security. Your banking transactions and information are sensitive, and banks want to make sure it stays that way.

While RBI does not have specific rules, however, as per the information from the Reserve Bank of India, They emphasize strong security measures for all banking transactions and sensitive user information. banks, including Indian banks, Implement these measures to protect customer information and prevent any unknown access.

So, In simple words, you can think of it like putting a lock on your important banking details to keep them safe. If someone stolen your phone or hacked your email ID he still can’t access your bank statements without the correct password.

I hope you understand why it is important, let jump to the next and main question –

What is the password for the Indian Bank statement?

First things first, let’s figure out how can you open your bank statement, follow the steps:

1. Find Email: Open your Inbox and locate the email from the Indian bank or simply type in the search bar including the month.
2. Search: Open the email and scroll down to the end of it where to find your attached PDF File.
3. Open it: Simply tap on the save button and download it, you can find it in your file manager downloads folder.
4. Enter the Password: Indian Bank uses your full bank account number as a password to access it. Here is how can you open it –
   • Enter your entire Indian bank account number as a password, Let me give you an example; if your account number is 98765432100, type that in exactly as it is.
5. All set! It will unlock and access your bank account information and transactions.

Remind You: For savings and current accounts only.

Tip: Read your statement attached emails carefully. Indian bank also provides instructions, password formats, and examples to open it correctly. It also includes the latest customer care number, by any chance, if it not opening, you can call to Indian bank help desk to get support.

Tips for Opening Statements and Fix

Here are a few tips if the statement PDF not opening or issues while downloading or shows an incorrect password.

1. Not Receiving Statement Monthly: Many of my clients have the same issue, you will have to link your email ID with your Indian bank account. You can use internet banking, or mobile banking to do that. Here are the steps: log in using your user ID and password, navigate to a service request, update your email ID, and enter OTP to complete the process. Furthermore, visit your home branch and activate it directly.
2. Wrong Password: If your statement is not unlocking, I advise you to double-check the password and make sure you have entered the full digits of your account number without spaces or typos.
3. Forgot Your Account Number: Don’t worry, please check your passbook and previous physical or digital statement. Furthermore, open the Indian Bank mobile app and go to my account overview section. If still not found, make a call to Indian Bank customer care.
4. PDF Not Opening: Sometimes, PDF Reader can be the reason only. Open your app store and update your PDF Reader or use other tools like Foxit Reader or Adobe. If still does not work, use a different device.
5. Customer Care: Go to Google, visit the official website of the Indian bank, and navigate customer care number 1800-425-0000. They will assist you. please re-check the number on the official website before making the call.

Now, let me solve my client-asked question –

How to Download Indian Bank Statements

If you lost your email ID or need to access your statement in an emergency like my client, there’s a faster way. You can directly get your latest statement month-wise from the Indian bank indOASIS Mobile banking app. Here are the Steps to follow –

1. Download and launch the IndOASIS app on your phone.
2. Enter your mobile number or customer ID and your 4-digit PIN. You can even use a biometric login if it’s available.
3. Look for the “Accounts” option on the main menu.
4. Choose the account you need the statement for
5. Go to Statements or Account Statement: Tap the relevant option.
6. Pick “Last Month” or a custom date range.
7. Tap “Generate” and save the PDF to your device.

If you lost your email ID, please remove the older one and update the new one quickly by visiting your Indian bank home branch. You can use the Indian bank branch locator to find nearby including the address, and mobile number.

FAQs

Need another bank’s statement password? We’ve listed formats for all major banks. Check them out here.

Disclaimer: This blog content on Easemoney is for informational purposes only and should not be considered as financial advice. Always consult a certified financial advisor before making any decisions based on the information provided.