Year-End Bank Holidays 2025 graphic showing November and December calendar with Indian bank icon on white festive background

Year-End Bank Holidays 2025: How Many Holidays Are Left in November and December?

November 9, 2025 | By Easemoney.in News – With the year winding down, many are already planning their December leaves — and banks are no different. From now till the end of December 2025, several weekends and regional holidays remain on the calendar. The Reserve Bank of India (RBI) has already listed these under the Negotiable Instruments Act, which governs bank holidays across states.

As of today, November 9, a Sunday, India still has 23 days when most banks will be closed — including Sundays, the 2nd and 4th Saturdays, and regional holidays that vary city to city.

Total Bank Holidays Left in 2025 (From November 9 to December 31)

Type of HolidayCountNote
Sundays8Including today (Nov 9)
If we include – 2nd & 4th Saturdays3Nov 22, Dec 13, Dec 27
Regional & Public Holidays12Vary across states
Total Distinct Holidays23After overlap adjustments

The count may differ slightly depending on where you live, as several holidays are state-specific.

November 2025 – Remaining Bank Holidays

Most of November’s main holidays — like Kannada Rajyothsava and Guru Nanak Jayanti — are already over. But there are still a few weekend closures left.

DateDayHolidayApplicable In
9 NovSundayWeekly HolidayAll India
16 NovSundayWeekly HolidayAll India
22 NovSaturday4th SaturdayAll India
23 NovSundayWeekly HolidayAll India
30 NovSundayWeekly HolidayAll India

Yes, this is correct. As per the data and reports, this month, no more festivals or national holidays left, so you can use this month for any banking work and settlement will happen the same day if you choose a working day, just visit early hours. Total in November (remaining): 5 days

December 2025 – Bank Holidays & Festive Closures

December brings the highest number of holidays, with several back-to-back breaks around Christmas week. Many branches, especially in the North-East and coastal states, will see multiple off days.

DateDayHolidayApplicable In
1 DecMonState Inauguration / Indigenous Faith DayItanagar, Kohima
3 DecWedFeast of St. Francis XavierGoa
7 DecSunWeekly HolidayAll India
12 DecFriDeath Anniversary of Pa Togan Nengminja SangmaShillong
13 DecSat2nd SaturdayAll India
14 DecSunWeekly HolidayAll India
18 DecThuDeath Anniversary of U SoSo ThamMeghalaya
19 DecFriGoa Liberation DayGoa
20 DecSatLosoong / NamsoongGangtok
21 DecSunWeekly HolidayAll India
22 DecMonLosoong / NamsoongGangtok
24 DecWedChristmas EveShillong, Panaji
25 DecThuChristmasAll India
26 DecFriChristmas CelebrationMizoram, Nagaland, Meghalaya, Manipur
27 DecSat4th SaturdayAll India
28 DecSunWeekly HolidayAll India
30 DecTueDeath Anniversary of U Kiang NangbahShillong
31 DecWedNew Year’s Eve / Imoinu IratpaMizoram, Manipur

In total, you will find in December (remaining): Around 18 days, though not all states will observe every one of them.

What This Means for You

However, digital banking, UPI, and ATMs will continue working with no major delays, but the branch banking facilities, such as cheque clearing, document KYC, RTGS, and account closures, will be slower during long breaks.
If you are planning for any branch-based services, even a withdrawal of cash or year-end settlements, it is a good idea to first this month or finish them before the start of Christmas and New Year week, when most branches stay closed in multiple regions.

Final Count Summary (As of November 9, 2025)

MonthSundays2nd & 4th SaturdaysPublic HolidaysTotal Holidays (Approx.)
November 20254105
December 2025421217
Grand Total (From Nov 9 → Dec 31)8312≈ 23 Days

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The year’s final stretch is heavy on holidays, especially from mid-December onward. While it’s a good time to relax, it’s also the period when most branches operate fewer working days.
So, if you have important bank work, do it before the holidays pile up.

— Source: Reserve Bank of India (RBI) Holiday List 2025

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