Published: 24 November 8:25 PM IST – As per the RBI’s holiday matrix, banks across India will stay closed for around 18 days in December 2025.
And here’s the catch — these 18 days are not all national holidays. Most of them are state-specific, which is why the total holiday count climbs quickly even though your state may not see all 18.
Unlike regular months, where the holiday pattern is predictable, December stacks national holidays, regional festivals, Sundays, and the two mandatory Saturdays — creating a long closure window for branch banking.
How December has 18 bank holiday days
Here’s the simple breakdown:
1. Sundays (4 days)
- 7 December
- 14 December
- 21 December
- 28 December
2. Compulsory bank shutdown on Saturdays (2 days)
- 13 December (Second Saturday)
- 27 December (Fourth Saturday)
3. RBI-listed state-specific holidays (12 days)
This list includes Christmas Eve, a few Christmas-related days, Losoong/Namsoong, some state anniversaries and local festivals celebrated across different states.
4 Sundays + 2 Saturdays + 12 state-level holidays = 18 days
Not every state gets all 18, but India as a whole sees 18 unique non-working days under the banking system for December.
Why these holidays spread across 18 different states
Because each of these state-specific holidays belongs to a different region/group of states.
Examples:
- Goa gets Goa Liberation Day
- Meghalaya gets three anniversaries (Pa Togan, U SoSo Tham, U Kiang Nangbah)
- Sikkim celebrates Losoong/Namsoong
- Mizoram & Manipur get New Year’s Eve/Imoinu Iratpa
- Arunachal Pradesh gets Indigenous Faith Day
- Goa & North-East states observe multiple Christmas-related days
- Nagaland gets additional Christmas celebrations
- Kohima, Shillong, Aizawl, Gangtok — each has a separate fest.
These holidays come from around 18 different states, with each one adding its own day. That’s why the overall count looks big, even though your state may only see 5 to 8 of them
Key Holiday Dates (December 2025)
| Date | Day | Holiday Description |
|---|---|---|
| 1 Dec | Monday | State Inauguration Day / Indigenous Faith Day |
| 3 Dec | Wednesday | Feast of St. Francis Xavier |
| 12 Dec | Friday | Pa Togan Nengminja Death Anniversary |
| 18 Dec | Thursday | U SoSo Tham Death Anniversary |
| 19 Dec | Friday | Goa Liberation Day |
| 20 Dec | Saturday | Losoong / Namsoong |
| 22 Dec | Monday | Losoong / Namsoong |
| 24 Dec | Wednesday | Christmas Eve |
| 25 Dec | Thursday | Christmas |
| 26 Dec | Friday | Christmas Celebration |
| 27 Dec | Saturday | Christmas (Regional) |
| 30 Dec | Tuesday | U Kiang Nangbah Death Anniversary |
| 31 Dec | Wednesday | New Year’s Eve / Imoinu Iratpa |
Quick Branch-Visit Planning
| If you need to do this… | Best time to finish it |
|---|---|
| Open a new FD, RTGS or NEFT payment, and handle big cash tasks | 1–15 December |
| Loan disbursement and account closure | Before 20 December |
| Cheque deposits needing clearance | Avoid 29–31 December |
| Salary or payroll tasks | Move earlier or shift online |
Unlike other months where holidays are evenly spread, December’s mix of festivals and state anniversaries hits branch availability harder.
If you have branch work, finish it early. Don’t rely on “I will go tomorrow” — because in December, tomorrow is very often a holiday. However, you can use online banking, use UPI, and your credit card and debit card are active 24/7.
Archive – Year-End Bank Holidays 2025: How Many Holidays Are Left in November and December?
