November 3 2025 – If you are planning to visit a bank this 1 week of November 2025, hold on—because not every branch across India will be closed on 5 November. Yes, it’s a holiday in several states due to Guru Nanak Jayanti and Kartik Purnima, but many states will still have banks running as usual. Confusion is high, and that’s exactly why we’re breaking this down in the simplest, no-nonsense way.
States Where Banks Will Be CLOSED on 5 November 2025
| State / UT |
|---|
| Punjab |
| Delhi |
| Haryana |
| Rajasthan |
| Uttar Pradesh |
| Uttarakhand |
| Madhya Pradesh |
| Maharashtra |
| Gujarat |
| Chhattisgarh |
| Jharkhand |
| Himachal Pradesh |
| Arunachal Pradesh |
| Manipur |
| Mizoram |
| Nagaland |
| Tripura |
| Tamil Nadu |
| Odisha |
| Sikkim |
| Telangana |
These states observe bank closures mainly due to Guru Nanak Jayanti or Kartik Purnima celebrations. it depends on the location of the state or UT.
So… Are All States Closed?
No. A Few States or cities like Karnataka, Kerala, Vijayawada, Shillong, West Bengal, Goa, Assam, Bihar, and Andhra Pradesh do not officially list on RBI bank holiday on 5 November. Banks in these regions are expected to stay open—unless there are local or district-specific notifications.
Holiday Line-Up: 5th to 9th November (Banking Impact Overview)
| Date | Day | Holiday / Reason | Banks Closed? |
|---|---|---|---|
| 5 Nov (Wed) | Wednesday | Guru Nanak Jayanti / Kartik Purnima (State-Specific) | Yes (Selected States) |
| 6 Nov (Thu) | Thursday | Regular Working Day | Open Across India |
| 7 Nov (Fri) | Friday | Regular Working Day | Open Across India |
| 8 Nov (Sat) | Saturday | Second Saturday (All Banks Closed Nationwide) | Yes (All India) |
| 9 Nov (Sun) | Sunday | Weekly Holiday | Yes (All India) |
- If your state observes a bank holiday on Nov 5, your next in-branch work day might be Nov 6 or 7, and after that, banks stay shut again on 8 & 9.
- For people who miss the 6–7 Nov window, the next available banking day could be Monday, 10 Nov — that’s nearly 5 days without physical banking access.
Why This Matters (Beyond Just a Holiday)
Bank holidays don’t just mean closed gates. It affects:
- Cheque clearance delays
- Loan processing/post-dated EMIs pushed to the next working day
- Locker visits and in-branch document submissions
- Salary credits for businesses using manual banking
Digital banking, such as RTGS, NEFT, UPI, net banking, and mobile apps, you can use for your daily work. But not everything is digital; a few rural areas still want a branch for daily work… yet.
Smart Last-Minute Tips So You’re Not Stuck
- Finish branch work by 4 November – Especially anything involving physical signatures, cash deposits, DDs or KYC updates.
- Schedule business payments earlier – Vendors, salaries, GST payments—get them cleared before the bank shuts.
- Avoid cheque deposits on 5–9 November – With 5th (holiday), 8th (Second Saturday), and 9th (Sunday), clearance will likely push to Monday.
- Keep cash handy if travelling – ATMs work, but smaller towns don’t always refill during long weekends.
- Use digital, but don’t rely blindly – UPI is instant, NEFT has timing rules, RTGS may pause on holidays.
Final Takeaway
Only some states will see banks closed on 5 November—but the combination of a mid-week holiday, Second Saturday (8 Nov), and Sunday could make banking feel like an extended shutdown if you’re not prepared.
So plan smart, act early, and don’t let a closed bank door ruin your week.
More News –
