Mumbai, 12 November 2025: If you hold a RuPay JCB Debit or Credit Card, this is your last chance to grab 25% cashback on in-store purchases made in Indonesia, Malaysia, Singapore, Japan, and the Philippines.
The offer, started jointly by RuPay and JCB International, will close on December 31, 2025.
The cashback applies only to payments made at stores — such as restaurants, malls, or retail outlets — when you physically swipe or tap your card. Online and ATM transactions don’t count.
To qualify, you simply need to make two or more card purchases in any of these five countries before the deadline.
There’s no minimum spend rule, which makes this a practical offer for both casual travellers and frequent fliers. The maximum cashback is ₹1,500 per purchase, and one card can earn up to ₹15,000 before the scheme ends.
Offer Highlights
| Detail | Information |
|---|---|
| Cashback Rate | 25% on in-store purchases abroad |
| Eligible Cards | Only RuPay JCB Debit & Credit Cards |
| Countries Covered | Indonesia, Malaysia, Singapore, Japan, Philippines |
| Minimum Transactions | 2 |
| Maximum Cashback | ₹1,500 per purchase / ₹15,000 total |
| Last Date | December 31, 2025 |
| Transaction Type | Face-to-face (POS) only |
RuPay JCB — Growing Global Reach
By early 2023, over one million RuPay JCB cards had been issued in India. These cards let users pay through RuPay’s Indian network and JCB’s global network abroad, now accepted at more than 56 million merchant outlets worldwide.
Initially meant for travelling and premium customers, the card network has seen wider use among everyday Indian travellers.
In 2023, NPCI and JCB set a goal to reach 30 million users within five years, showing how fast India’s own card network is expanding globally.
Other Card Options
Travellers who don’t need cashback but want to avoid extra fees can look at the RBL Bank World Safari Credit Card.
It offers zero forex markup — meaning no extra cost on currency conversion — and works well for frequent travellers who make many online or offline international payments.
While RuPay JCB rewards store purchases with cashback, World Safari helps save on every foreign transaction — a small but useful difference.
Easemoney View
As December 31, 2025, approaches, this RuPay JCB cashback is a simple chance to save on your year-end trips. Even a couple of swipes abroad can bring real cashback.
Unlike many travel cards filled with hidden charges or conditions, this one keeps it easy — two swipes, money back.
For details and terms, visit www.npci.org.in before the offer closes.
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