Do you have an account with AU Small Finance Bank? If yes, you have likely received an e-statement in your email ID. – A Handy digital document that has all your account transaction records. These monthly statements are very useful for tracking expenses, preparing taxes, and applying for loans.
But there is a catch: the statements are sent in password-protected PDF files for security reasons. Let’s find out what the password format will work.
AU Bank PDF Statements – What They Are & How They Work

The Wikipedia page of AU Bank tells us that it is one of the fastest-growing small finance banks in India. AU Bank has built its reputation in Indian banking very quickly, of course, because of its customer-first approach.
To ensure the convenience of account holders, they offer digital statements.
An e-statement is simply a digital version of your bank account statement. AU Bank asks for your email ID when you open a bank account to send out your PDF statement every month.
They send you a fast PDF file instead of a paper copy. Unlike paper statements, it offers convenient, eco-friendly, and password-protected safety.
Reason Behind AU Bank Statement PDF Password Protection
Digital problems need digital solutions! As per the database of the RBI website, the Reserve Bank of India recommends strict guidelines for banks. These rules and regulations provide security for sensitive customer information.
AU Bank takes data security seriously, following all RBI guidelines. That’s why your e-statements are password-protected, keeping your financial information secure from cybercrime. Furthermore, it provides benefits to you like privacy, Fraud Prevention, and an extra layer of safety.
Back to the main point, let’s jump to the main and most asked question in my comment section –
AU Bank Statement PDF Password Explained: Format & Examples
AU Bank uses a combination of your personal information to set a unique and strong password on your monthly digital statement. However, this password is very simple, once you know the format, but an effective method to ensure that only you can unlock and access your banking details.
Here are the steps to follow to open it quickly –
1. How to find your AU bank statement
- Open Your Email ID on your smartphone.
- In the search bar, search AU Bank Statement PDF (Your Month)
- Open the Email that you received from AU Bank, scroll down to the end to get your PDF file, and tap on the download button.
- Once it is downloaded, open it
2. Understand Statement Formats
There are two password options to open your AU Bank statement.
- 1 Option: Your name’s first four characters (in capitals) + the Date and month of your birth (DDMM).
Example: Your Name is Ravi Kumar and DOB 15 August 2000, Enter: RAVI1508 (In Capital)
- 2 Option: Instead of 1 option, you can simply enter your Full 8-digit Customer ID (CIF Number) As The Password.
How to Find an AU Bank Customer ID
If you are having difficulty getting your AU Bank customer ID, you can check your passbook, your AU Bank mobile banking app profile section, your Chequebook, your welcome kit, and older bank statements.
Furthermore, you can visit your bank branch to get it quickly. You can use the AU bank branch locator to find a nearby branch.
My Tip: Please read the full statement email received by AU Small Finance Bank. Usually, AU Bank provides the latest password format, examples, and instructions to unlock the attached PDF file. Still not opening. Please visit the official website of AU Bank.
Mistakes to Avoid While Opening a PDF
After entering the password, if you still have any issues while accessing or downloading your statement, let me share a few tips with you –
- Using the Wrong Keyboard or Autocorrect: One of my clients, Rajesh, mistakenly used a random keyboard on his phone. When he entered the password, it showed incorrect. I suggested that he delete the keyword app quickly and double-check the password format, including capital letters, numbers, and mistakenly used space buttons.
- Ignoring the Instructions in the Email: Many users skip reading the full email and directly try opening the PDF. Experts say, Please read the full email before downloading any file. The bank provides the latest information on it.
Need Your AU Bank Statement Instantly? Try This
If you want your statement at this moment for any reason without a password, like submitting to another bank or tracking transactions. Here’s what you can do:
- The A0101 app is available for both Android and iOS devices. Download it now.
- Log in to A0101 using MPIN.
First-time users: You need to register and provide a Customer ID, Debit card, Mobile OTP and other necessary details to generate an MPIN.
Registered Users: If you already have an mpin, log in now using MPIN, Face ID, or fingerprint sensor. - Once you log in, on the dashboard of the app, navigate to My Accounts. If you have multiple accounts, select a specific account number and tap on the statement.
- In the statement section, you need to select a time, like the current month, last month, or 1 year.
Select transaction types. You can filter transactions by all, credit, or debit to narrow down your search. - After selecting the time and type, choose the File format: PDF, XLS, or CSV.
- All Set! Tap on the Get button to directly download the statement to your mobile phone’s downloads folder.
What Are Top FAQs
Can I change the default password format for my AU Bank e-statement?
No, AU Bank automatically sets the password format (either Name+DOB or Customer ID) for security reasons. You cannot customise it.
“How do I get an AU Bank statement urgently for a visa/loan application?
There are three ways –
1. ATM: Visit any AU Bank ATM → Insert card → Select “Mini Statement” or “Detailed Statement”.
2. Branch: Walk into your nearest branch with your Aadhaar & debit card for an instant printout.
3. AU mobile banking App: Use the A0101 app to download a 3-month statement in PDF/XLS within seconds.Are AU Bank e-statements legally valid for ITR or loan proofs?
Yes! AU e-statements are RBI-approved and accepted for ITR, loan applications, visa processing, and more. However, you can get a branch-stamped copy (may charge ₹50–100) for better assurance.

This article was written by Nanne Parmar, a fintech expert with a DCA degree and a commerce background, with 6+ years of experience in finance, fintech, and banking. Nanne has worked extensively in AI tools for banking, financial calculators, and fintech products. As the founder of EaseMoney, he focuses on making complex financial concepts simple for Indian users.
Please help me this file is protected password
Yes Samiul, please tell us your issue clearly.