Why Is the BOI Statement PDF-Protected?

The e-statement is part of the Bank of India’s digital banking services. It is a digital version of your account all transaction records. It is eco-friendly, fast, secure, and free.
- If you submit your Email ID to BOI Bank while you open a savings or current account, the statement will be sent directly to your registered email address.
- Bank of India sends e-statements in PDF format to protect your personal financial information.
This ensures that only the rightful account holder can access it. BOI follows RBI guidelines for secure digital document sharing, which is why you’re required to enter a password before viewing your account details.
Is It Safe? Here’s What RBI Says:
BOI protects its statements to avoid misuse if the email is accidentally leaked. This follows the RBI guidelines on digital banking safety.
Never:
- Share the PDF on WhatsApp without removing the password
- Forward your password or account number
Also, you can check our RBI All Bank Statement PDF-Protected List
Now, let’s understand the password format to unlock it –
Let’s learn to open your E-statement PDF
Certainly, Bank of India account statements come with password protection so that it does not reach the wrong person.
- To unlock your e-statement PDF, the password is usually your 15-digit account number.
- For example, if your bank account number is 123456789987654, the exactly without spaces enter it.
Remember: BOI e-statements come only in PDF format, which can be opened using any PDF reader. You can use Adobe PDF Reader OR Google PDF Viewer.
Don’t Know Your Account Number? Here’s How to Find It
However, if you forgot your Bank of India account number, follow these tips to retrieve it –
- First, check your received documents: Open your passbook, your account number is usually printed below your name on the first page. Moreover, you can check your bank’s old statements, chequebooks, Welcome kit, and other documents.
- Mobile Banking: Log in using MPIN to your BOI Mobile banking app, navigate to my account details, and check it out.
- Visit a Branch: Carry a valid ID proof and visit your BOI home branch to ask for your account number.
How to get a statement of my BOI Account?
If you are not receiving it, you can use the BOI Mobile Banking App –
- Open the BOI Mobile Omni Neo Bank App and navigate to the ‘My Profile’ section.
- Update your Email Address.
- Once subscribed, you will start receiving e-statements via email monthly basis.
Alternatively, you can download the e-statement through the BOI official website.
- Use the ‘Request for Account Statement’ option on the Bank of India’s official website. No Netbanking login required here.
- Enter your account number and captcha, then enter your mobile OTP to download your account statement.
What If the Password Doesn’t Work? Solution here
Sometimes, the password format we know still it not access the statement, so try these tips –
- Re-check Password: Make sure you’re using the correct password format for access.
- Keyboard typing: Switch off any random keyboard app on your phone while entering a password; it sometimes changes the pattern of numbers.
- Check Passbook: Sometimes the account number mismatches due to extra zeros.
How to Remove Password from BOI e-Statement PDF
- First, you have to open the PDF using the correct password, as I mentioned above.
- Once the PDF is opened, Press Ctrl + P to open the Print menu.
- Here, from the Printer list, select “Save as New PDF”.
- Click the Save button, then choose a new location and file name.
- You will get a new PDF file without a password. which you can access anytime and anywhere, but not share with anyone.
Use only on your personal device for security. Do not remove passwords on shared/public computers.
Additional FAQs
Can I get my BOI e-statement on WhatsApp?
Yes, BOI offers WhatsApp banking. Send ‘Hi’ to +91 7997987601 and follow the instructions to request your e-statement.
Does BOI charge for e-statements?
No, BOI e-statements are completely free if you have registered your email with the bank. Physical copies, however, may have a fee.
Can I request an old BOI statement if I lost it?
Yes, you can request past statements through mobile banking, internet banking, or by visiting your branch. Some older statements may have retrieval charges.
How can NRIs access their BOI e-statements?
NRIs can download their statement via BOI Internet Banking or request it through the bank’s NRI helpline at +91 7969241100.

This article was written by Nanne Parmar, a fintech expert with a DCA degree and a commerce background, with 6+ years of experience in finance, fintech, and banking. Nanne has worked extensively in AI tools for banking, financial calculators, and fintech products. As the founder of EaseMoney, he focuses on making complex financial concepts simple for Indian users.