EaseMoney Case Studies
Welcome to our Case Studies page! Here, we share real stories of people who converted financial struggles into success with EaseMoney’s help. From building a credit history to getting approved for high-limit credit cards, it becomes clear that sound advice and tools make a world of difference.
Top Client Stories
Case Study 1: Akhil Tiwari – From No Credit History to ₹80K Credit Limit
Akhil Tiwari knew nothing about credit cards or loans: all his applications were rejected because he had no credit history. With limited finances, he sought assistance from EaseMoney. We guided him to get a secured credit card with a limit of ₹5,000. He used it wisely for three months, and in 6-7 months' time, he was awarded the Flipkart Axis Bank Credit Card with a limit of ₹80,000. From having no credit history to obtaining a high-limit card, Akhil's journey shows that smart strategies can create great opportunities for credit building.
Case Study 2: Laxman Singh – Building Credit from Scratch for Free
Laxman Singh had no CIBIL score when he first came to EaseMoney. Instead of waiting months to build credit, we suggested a quick and free option—Flipkart Pay Later. He started using it responsibly, making small purchases and paying on time. Within just three months, his credit score was established, and he got approved for his first Axis bank credit card with a ₹50K limit. and tons of cards like RBL Cards, BOB Cards, SBI Cards, Paytm Credit Card, and HDFC Credit cards. With a simple and smart approach, Laxman unlocked better financial opportunities without spending a single extra rupee.
Case Study 3: Sandeep Kumar – From No Credit Score to Multiple High-Limit Credit Cards
Sandeep had no credit score and little knowledge about credit cards. With our guidance, he started by getting a OneCard with a ₹7K limit to begin building his credit. After a few months, he closed that card but continued improving his score. Once his CIBIL score reached 788, he got approved for multiple high-limit credit cards, including ICICI Amazon Credit Card – ₹1 Lakh limit, Axis Bank Flipkart Card – ₹80K limit, SBI MoneyBack Card – ₹36K limit, Axis Bank IndianOil Card With the right approach, Sandeep went from zero credit history to a strong financial profile, unlocking premium credit opportunities along the way.
Case Study 4: Nanne Parmar – From Rejection to Multiple High-Limit Credit Cards
At 18, I applied for an Axis Bank credit card, but it was rejected due to a lack of credit history. Instead of giving up, I took a different approach—I started with OneCard and a few secured credit cards with limits up to ₹15K. This small step helped me build my credit score, and soon, I got approved for my first major card, the HDFC Business MoneyBack Credit Card with a ₹50K limit. From there, my credit journey took off, and I secured multiple premium credit cards, including Flipkart Axis Bank Credit Card, SBI Prime Credit Card, Yes Bank Business Credit Card, IndianOil Credit Card, Tata Neu Credit Card, and many more! What started with a rejection turned into a journey of smart credit-building, proving that the right strategy can unlock endless financial opportunities.
These real-life success stories show that building credit is possible for everyone—whether you’re starting with no credit, a limited budget, or past rejections. Ready to start your journey? Check your credit score for Free Here!