The Federal Bank has continuously adopted digital transformation to provide customer services seamlessly and quickly.
As per The Economic Times, they aim to become the fifth-largest in India by scaling their digital banking products.
One of their digital banking products is the e-statement, which replaces the need for physical passbooks or printed statements. An e-statement is a digital version of your bank account statement, sent directly to your registered email every month.
It is an eco-friendly, free-of-charge, secure way to track your monthly transactions.
If you’re a Federal Bank customer and still not getting your monthly e-statements, you’re probably missing out on one of the most useful features of their digital banking.
How to Register Your Email for Monthly e-Statements
According to the RBI guidelines on digital banking, all banks must provide timely e-statement delivery. If you are not receiving your Federal Bank e-statement, here are the steps to link your account with your email ID-
- Install the FedMobile app from the Google Play Store or Apple App Store.
- Log in using your 4-digit PIN or fingerprint to log in. If you are using it for the first time, register your account using your mobile number, account number, and OTP to verify and set MPIN quickly.
- On the homepage, tap on the left menu and select View Profile.
- In Personal Details, select Email.
- Enter your new email ID and save it.
- Activate e-statement monthly delivery from your profile settings.
By doing this, you will receive your Federal Bank e-statement automatically every month.
If you ever need a duplicate statement or a printed copy, Federal Bank charges the following fees:
- Statement/Passbook issue for all accounts: ₹100 per page + ₹100 additional fee (maximum ₹500 per instance).
- For Current Accounts: One printed statement per month is free. Additional statements beyond the free limit will incur charges.
What Happens After You Register?
After registration is done, the bank will start sending your e-statement every month, usually titled “Your This month account statement from Federal Bank”, with a password-protected PDF attached.
That’s where the next question comes in.
What’s the Purpose of Passwords in Federal Bank e-Statements?
These statements include personal and sensitive details:
- Transaction summaries
- Your full name and account number
- Bill payments and credits
- Linked account or nominee details
To avoid misuse in case of email hacks or shared inboxes, the bank adds a password layer to open the PDF. This is a security protocol widely followed by all major Indian banks.
Where Do You Receive These e-statements?
Check your inbox, Federal Bank sends your statement to the email you registered via FedMobile or during account opening. If you don’t see it:
- Open your Promotions, Spam, or Updates folders in the email side menu.
- Or search in the inbox, your last month and the account PDF.
Once you get it, scroll down to the end of the email, tap on save, and open it using a PDF reader. You can use Google PDF viewer.
What is the Password Format for the Federal Bank Account statement?
- To unlock the e-statement PDF, the federal bank uses the format as the First four letters of your registered name in CAPITALS + Your Date of Birth (DDMM format)
- Let me give you an Example: If your name is Rajesh Kumar and your DOB is 15 April 2000, the password is RAJE1504.
- Be sure to match the exact name as per bank records, not your nickname or Aadhaar spelling.
Tip: Please check your bank passbook to verify that your bank has recorded your full name and Date of birth.
If the Password Doesn’t Work – Try These Fixes
- Use a Compatible PDF Reader – Use Adobe Acrobat Reader or Foxit Reader.
- Clear cache and cookies – If you’re using an online PDF viewer, clear your browser’s cache.
- Downloading failed – If the PDF file downloading fails, please check your phone and email storage, make space and download it again.
Additional FAQs
I didn’t receive my Federal bank e-statement this month. What should I do?
Check your spam folder first. If it’s not there, verify your registered email in FedMobile or contact the bank.
Can I change the password for my federal bank e-statement?
No, the password is system-generated for security reasons. You cannot change it.
Why does my statement password not work even after entering it correctly?
Please double-check the format and spelling, last but not least, contact the federal bank helpline number to help.
If your password still doesn’t work after all troubleshooting, it might be a technical issue. You can contact the federal support team directly –
- Toll-free (India): 1800-425-1199
- International: +91-484-2630994
What are the alternatives to getting my Federal statement without a password?
If you need your statement urgently, you can download it from Federal Bank’s Certificate Download Portal:
- Go to Federal Bank’s Certificate Download Portal.
- Enter your 14-digit account number and click Continue.
- Enter the OTP sent to your registered mobile number.
- Solve the CAPTCHA and click Continue.
- Go to the Deposit Section and click Get Statement.
- Select your account number and set the date range.
- Click Download to save your PDF or Email Statement to receive it via email.
Check out the more banks’ statement PDF Password Guide
This article was written by Nanne Parmar, a fintech expert with a DCA degree and a commerce background, with 6+ years of experience in finance, fintech, and banking. Nanne has worked extensively in AI tools for banking, financial calculators, and fintech products. As the founder of EaseMoney, he focuses on making complex financial concepts simple for Indian users.