Terms of Use

Last Update Date: 12 July 2025

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Welcome to the EaseMoney Website! (The Parent Company is NE Factory.) EaseMoney was created by Nanne Parmar, who has six years of experience helping people with their personal finances.

This Terms and Conditions (“Terms”) Page will explain to them how to use our Website and App (“Services”). By using the www.easemoney.in online Portal, you agree to follow these Terms and Guidelines.

If you ever have Questions or issues, you can simply contact us anytime here:

  1. Drop an Email: Support@easemoney.in
  2. For Advertise: Advertise with us Page
  3. Office: 5/389, UIT Sector 5, Bhiwadi, Raj, India (Pin 301019)
  4. Find Us on X: @EaseMoney_
  5. Go to our website (www.easemoney.in) and visit the Contact Us page.

1. Acceptance of Terms

By using EaseMoney, you agree to that:

  • You must be 18 years of age or older and legally capable of entering into the agreements.
  • The information that you provided to us while signing up or filling out forms must be accurate and up-to-date.

Key Point: EaseMoney Website reserves the right to close or suspend your account if you violate the terms.

2. What We Do

Easemoney is an online platform designed to simplify personal finance. We help you by connecting you with online tools, information, and trusted third-party services. Like –

  1. Indian and International Credit Bureaus (Like CIBIL, CRIF, and more), so you can see your Credit Reports and Latest Credit Score.
  2. We provide lenders, Banks, and Financial companies to find the best deals on loans, credit cards, and more.
  3. To help you better understand your money, we provide Financial tools like Calculators, budget planners, ATM Finders, Calendars, and more.

Important to Know

  1. Easemoney doesn’t directly provide you with offers; we use third-party companies and lenders to offer you credit cards, loans, and other products.
  2. Please first review the terms of any other third-party service or offer before applying and using it. For Example, do not apply for any credit cards or loans we offer first, read all the terms and conditions and then think, is it good for me or not?

3. Your Account Responsibilities and Keep it Safe

If you create an account with us, you are fully responsible for:

  • Make Sure Your username and password are private and strong. Choose strong passwords of up to 12 to 16 characters. Also, use characters like (Mixed letters, numbers, and symbols).
  • Never share your account details, including username, password, or mobile OTP, with others.
  • If you find something unusual on the easemoney account, please report any suspicious activity quickly to Support@easemoney.in.

Security on Our End –

We take your data seriously on our website. That is why we use top-notch encryption and secure systems to protect it. However, For Extra Safety, We Recommend you enable two-factor authentication (2FA) on your account. This adds an extra step when logging in, making it even harder for someone else to access. Every time someone tries to log in, you get a Mobile OTP, an Email OTP, or an App Code to verify.

4. What You Can’t Do

When you use easemoney, you agree NOT to:

  1. Don’t try to harm or disrupt our platform or mess with how it works and functions.
  2. Don’t upload anything harmful content like viruses, broken links, spammy comments, fraudulent offers, malware, phishing links and unknown activities that violate our policy.
  3. Don’t use the EaseMoney account or services for any illegal or unethical purposes. Keep it legal.
  4. Do not try to pretend to be someone else, provide false identity information, or upload any fake ID proofs.

If We Find you breaking any of the rules, you may result in account suspension or legal action.

5. Third-Party Services

To deliver you the best possible service and products, we partner with trusted companies and banks, like:

  • Credit Bureaus: To provide your latest credit scores and full credit history. At this moment, we are using the CRIF High mark, Experian, CIBIL, and Equifax to show your credit report.
  • Lenders and Banks: We are Affiliates with Trusted NBFCS and Banks to provide Loans, Savings accounts, and credit card options.
  • Analytic Tools: To improve the Website’s overall performance and provide the best user experience.

Important points:

  1. Sometimes, we might need to share personal and financial information (Like Your PAN number, Aadhaar Number, income details, or Credit Score) with these third-party companies to get the best possible offer for you.
  2. EaseMoney is not responsible for how these third-party companies use your data. So, it is best to always verify their privacy policies and terms of service carefully.

6. Intellectual Property

All the Content on EaseMoney, From Text and images to High-tech tools. We use what is owned by us, licensed to us, and by our partners. So, you may not:

  1. Copy, modify, or share any materials without our written permission.
  2. You can’t use any type of content for Any Commercial or professional use.

If you break these regulations, we have the right to take legal action. However, if you have any questions related to Copyright issues, we have a special page for you. Please check out the EaseMoney DMCA Page.

Disclaimer of Warranties

Easemoney is here to help; we provide Services “as is” and “As Available”. But we don’t guarantee on –

  1. All information on our platform is 100% accurate and reliable. (We try to provide you best and up-to-date)
  2. 24/7 non-stop access to our services, anytime to anywhere in the world. (There might be times when you find it difficult to access the use money portal due to technical issues or system maintenance.)
  3. Providing you with the best security for your data that is shared with our third-party platforms. (We can’t guarantee any other third-party security and safety)

Note: We are here to provide you with the best content, like tools and information, but we’re not financial advisors. Please, we recommend that you always do your research or consult a qualified professional financial advisor before making financial decisions.

8. Limitation of Liability

We are working hard to provide you with great service and products, but EaseMoney is not liable for:

  1. We are not responsible for any losses or damages from using third-party services linked to our easemoney website or app.. (Please contact the third-party service for this)
  2. We are not responsible for any unauthorised or unknown access to your easemoney account due to your negligence. (Please never share your password and account)
  3. All The Financial choices you make using our services or products are ultimately up to you. We are not responsible for any outcomes of those decisions. (Loss or Profit is only yours)

Note: We are not liable for any losses or damages beyond the amount you’ve paid us for using easemoney services, subscriptions, and products.

9. Privacy Policy

We Fully Respect Your Privacy and provide you with the best security possible. Please visit our Privacy Policy Page that summarises how We Collect, use, and protect your information by using Top-End Technology. Review it and Understand User rights and Practices.

10. Termination of Services

Easemoney hold the right to suspend or close your Account if you do not follow the rules properly, such as –

  1. If we find you violating these terms and conditions.
  2. If our system detects any suspicious or unauthorised activity on your account. (Please report to us if you find it)
  3. Your easemoney account has not been active for over a year.

Note: If your account is suspended or terminated, you won’t be able to access your subscription, services, and other products.

11. Governing Law

These Terms and Conditions are governed by the laws of India. Any legal disputes will be heard in the Rajasthan courts and other higher courts.

12. Updates to These Terms

We may update these terms sometimes. Check it regularly. However, the Easemoney website or app will notify you via Email, App Notifications, and Website header updates. These updates will take effect 30 days after we notify you. If you continue the use our platform, that means you agree to the new Terms.

13. Your Rights (Simplified)

Here is your Quick Summary of Your Rights as per the Law of GDPR, CCPA, And MEITY.

  1. Access: You can request anytime for a copy of your personal information that is available on our server.
  2. Correction: If you find something wrong with your information. Report to us, and we will fix it.
  3. Deletion: You can request at any time to permanently delete your personal data.
  4. Consent Withdrawal: You have the right to withdraw permission to use your information.

Note: Go to the Contact page or send us an email to exercise these rights.

14. External Links

The Easemoney platform may contain links to other websites that we don’t own and have no rights to the content. Also, we are not responsible for any of their content, policies, or terms.

Please be cautious when browsing or downloading anything from any external links on our website.

15. References

Reserve Bank of India

EaseMoney aims to ensure that its services align with the regulations laid down by the Reserve Bank of India (RBI). For a detailed explanation of consumer rights and financial regulatory guidelines, please visit the official Reserve Bank of India website.

SEBI (Securities and Exchange Board of India)

For information related to securities and investments, refer to guidelines issued by the Securities and Exchange Board of India (SEBI). Visit the SEBI website.

CIBIL or Credit Bureau Links

You can check your credit report and learn more about credit scores from our trusted credit bureau partners:

MEITY (Ministry of Electronics and Information Technology)

EaseMoney follows data protection guidelines as per regulations from the Ministry of Electronics and Information Technology (MEITY). For more information, visit the MEITY website.

16. FAQS

  • Can I delete my easemoney account and data forever?

    Yes, please drop an email at support@easemoney.in to request account deletion. We will complete your request within seven working days.

  • Is My Financial information secure?

    Absolutely. We use SSL encryption, high-tech software, the best servers, HTTPS, and an Advanced system to protect your data and any important details.

17. Contact Us

If you have any questions related to our privacy policy and terms of use or anything related to our services, please drop an email at Support@easemoney.in Or Visit our Contact Us page and fill out the Connect Me form.

Also, Read our Editorial Policy

Thanks For Choosing the EaseMoney Website!

Nanne Parmar
Founder of NE Factory & EaseMoney

Disclaimer:

Here at Easemoney, we provide accurate and up-to-date information on financial products, loans, insurance, credit scores, and access to trusted external websites from banks, NBFCs, and credit agencies. While we do our best to present reliable information, users should independently verify any information before making financial decisions. For personalized advice based on your specific financial requirement, including banking, finance, loans, or credit cards, always talk to a qualified professional. Easemoney is not responsible for any loss or damage resulting from using this content and external links will remain as per their respective terms and the privacy policy.

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