How to Open Axis Bank Credit Card Statement PDF

If you are here, chances are you have struggled to open your Axis Bank credit card statement PDF, too. I get it.

Hello, I am Nanne Parmar, a Fintech Writer since 2018. I personally use the Flipkart Axis credit card for almost all my online purchases. Recently, I bought a new mobile phone on Flipkart and converted it into EMI using my card.

Naturally, I wanted to check the interest charges and any additional fees, so I opened my Gmail inbox to find the Axis Bank credit card e-statement.

But the e-statement PDF of my Flipkart Axis bank credit is Password protected. Also, I found out that Axis Bank has recently updated its PDF password pattern for security reasons.

Sound familiar? If you have faced a situation like this, don’t worry; I’m here with this guide to help you with the correct password format and also share troubleshooting Tips for your PDF Issues.

So, let’s begin.

What is the Axis Bank Credit Card e-Statement?

As per the report of the Card Insider Infographics and the Reserve Bank of India February 2024 report, Axis Bank is one of India’s Top 10 Credit card issuers with 13.82 credit card market share alone. Till 2024, the Axis Bank’s active credit card numbers are 1.39 Crore due to their digital features, such as e-statement.

So, what exactly is an e-Statement?

An e-statement is a digitalized, eco-friendly option for banks to keep records of your credit card transactions. sent directly to your registered email. It’s not just a list of transactions; it also works as a reminder to cardholders of their credit card bill amount and the due dates.

For document submission, if you prefer a physical copy of your statement, yes! Axis Bank does provide that, but with a duplicate statement fee of ₹50–₹100 beyond a certain limit.

Quote for you:

Go digital and save trees. Opt for e-statements to reduce paper waste and contribute to a greener planet.

RBI Kehta Hai (rbi.org.in)

How to Activate Axis Credit Card e-Statement

If you’re not receiving your credit card statement in your inbox, follow the steps to activate e-statement and join RBI’s digital mission.

  1. As always, First, download or update the Axis Mobile Banking App.
  2. Log in using your credit card number and Mobile OTP to set a 6-digit MPIN for login.
  3. Tap on the Credit Cards icon to access services
  4. Tap on the menu bar (top-left corner)
  5. Select Services & Support > E-Statement Activation
  6. Tap on Email ID, then tap Activate
  7. Enter your 6-digit MPIN
  8. Done! You will get a message: “The e-statement facility has been activated for your credit card number XXX43.”

Now, let’s move to the most important part to access your e-statement with the latest format with example –

Steps to Open Axis Credit Card Statement PDF

1. Get Your Statement Email

  • Look for a PDF attachment from Axis Bank in your inbox. search “Card name + statement + pdf + month”
  • In case you can’t find it, check the spam/junk folder of your email app.

2. Open the PDF

  • Save the PDF to your device.
  • Open it using a PDF reader, Axis Bank suggests the latest version of Adobe Acrobat Reader for better safety and convenience.

3. Enter the Password

password format of axis bank

According to the Axis Bank Aha AI Chatbot, the bank sets the password format as the First four letters of your name in UPPERCASE (as printed on your credit card) followed by your Date of birth in Date + month in DDMM simple format.

Let me give a clear example: Suppose your Name is AMAN KUMAR, and your Date of Birth in DDMMYYYY is 15082000, then your password will be AMAN1508.

Alternatively, you can choose another password format:

  • First 4 letters of your name in UPPERCASE + Last 4 digits of your credit card

Example: Name: AKASH SINGH, Card: xxxx xxxx xxxx 1234 → Password: AKAS1234

Tips:

  • Use UPPERCASE letters for the name in both password formats
  • Remember, please do not include any dots, spaces, or symbols

Note: Always read the full email body. Axis Bank provides all the help, such as password formats, examples, and helpline numbers, right in the message.

Troubleshooting Statement PDF Issues and Errors

  1. Download failed: Please make a storage space in your email app and device space of at least 500 mb and download using a good internet connection.
  2. Wrong password error: As I already said, double-check the format—name spelling, DOB, or card number. Keep your credit card while entering the name and number.
  3. PDF won’t open: Go to the app store and update your PDF reader or use an alternative one like Foxit Reader.
  4. Corrupt file: Re-download from your email or the Axis Bank portal.
  5. Missing email: Ensure your registered email is up-to-date with Axis Bank.
  6. Old device issues: Try opening it on a desktop or updated mobile device.

Still Experiencing Issues? Contact Axis Bank Cards support

Sometimes, the issue can be a technical or Server issue, not the bank’s, and your fault; however, you can contact the Axis Bank helpline team available 24/7.

They are available to assist with unlocking issues, email problems, and activation support.

Our Users’ FAQs

  • How do I open an Axis credit card statement without a password?

    Currently, there is no option to bypass the password. Use the provided format only. However, you can try Axis Bank internet banking for access statements without a password.

  • How do I download an e-statement using the Axis Bank App?

    Yes! Log in to the 6-digit mpin in the axis mobile banking app, go to credit cards, tap on get statement, select month, tap on download, you will get a password-protected pdf in your downloads folder.

  • Can I get older Axis Bank credit card statements?

    Yes, you can request up to 3 years of past statements via the Axis app or net banking.

  • Can I receive both an e-statement and a paper statement?

    Yes, but paper statements may incur extra charges beyond free limits. Read the Charges above.

I hope you found this guide useful! If yes, please share it with your friends on X (Twitter), Reddit, Insta, WhatsApp, or Facebook who might be stuck due to different password formats of axis credit cards.

You can check our full list of password formats for all banks here: EaseMoney’s Password Guide

Notice: This weblog* (content) on Easemoney is for informational purposes only and should not be considered financial advice. Always consult a certified financial advisor before making decisions based on the information provided. For more help, visit the official website of Axis Bank.

Nanne parmar the owner of the site

This article was written by Nanne Parmar, a fintech expert with a DCA degree and a commerce background, with 6+ years of experience in finance, fintech, and banking. Nanne has worked extensively in AI tools for banking, financial calculators, and fintech products. As the founder of EaseMoney, he focuses on making complex financial concepts simple for Indian users.

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