BOM RTGS Form PDF, Charges, & Branch Fill-Up Guide

What You Need to Know Before Filling the RTGS Form

By far, the Bank of Maharashtra (BOM) RTGS form is available in two types: at the branch and on the website. It usually depends on the language and purpose you choose:

1. A “RTGS only form” (English) – this is the direct RTGS fund-transfer application form. It comes with both a customer copy and a bank copy, similar to the formats used by State Bank of India (SBI) or Bank of Baroda (BOB).

2. A “RTGS/NEFT” form – this is a combined form (RTGS and NEFT) that covers both services. Though not commonly available on the website currently for the English-only version, you can get it via a branch; it is used for branch-based transfers and appears more “modern” (in a style similar to private banks like ICICI Bank). This form is available in upto 7 other languages at the BOM official site.

Functionally, for branch RTGS transfers, both forms work the same.

Direct Download Links (English RTGS Form)

If you want the English version of the RTGS form, here are the direct links:

Both versions work perfectly fine. To digitally fill up, download the fillable PDF on your Laptop or PC. You have to open it using any latest web browsers, such as Firefox or Google Chrome, and start typing and printing it. Also, if you want to write with a pen, go with the original non-fillable version.

Tip: Sometimes fillable forms don’t open properly on mobile browsers and PDF Readers. If you face any issues, use PC or Adobe Acrobat Reader.

How to Download Other Language RTGS Forms

You can also get this RTGS/NEFT form in multiple languages up to 7. The process is simple. Follow these quick steps –

1. Firstly, go to the official site – https://bankofmaharashtra.in/
2. On the homepage, look for the floating arrow on the right side of the screen or just scroll down and find the “What You’re Looking For” section.
3. Click on that section and go to Downloads forms.
4. Tap on the Other forms section.
5. Just choose your language you want and tap on it to get its PDF version. Currently site’s available PDF file languages are Assamese, Gujarati, Kannada, Malayalam, Odia, Punjabi, and Tamil.
6. If you can’t find the language online, simply visit your nearest RTGS-enabled Bank of Maharashtra branch. Ask with staff, they provide you with a local or default language form.

Charges and Example Calculation

Before going to fill up, you must have to know the fee for RTGS and other details that you need to write in the form in the “charges Rs” and “total Amount” sections.

RTGS charges at Bank of Maharashtra (as per official site):

Example: Let me explain to you in very simple phrases, if you are trying to make an RTGS of ₹50 lakh through a branch.

• Your Basic charge will be: ₹50
• Your GST (18%) will add on this charge: ₹9
• Total charge: ₹59

You will need to write ₹59 or ₹60 in the “Charges Rs.” box and add it to the total amount in the “Total Rs.” column.

What documents will you need?

For an RTGS transfer through a branch, you will need this list of documents. Also, you may need to carry it at the branch as well –

1. Cheque Book or Leaf – A self-cheque (write “YOURSELF FOR RTGS” as the payee). Most branches for a bigger amount ask for a self-cheque without additional charges to confirm the payment.
2. Valid ID proof, such as your Aadhaar or PAN, if asked for verification.
3. The filled RTGS form with all beneficiary details.

How to Fill the Form (Step by Step)

The form has two main sides — the right side and the left side. You need to fill in both carefully. Let’s go through it step by step –

Tip for you: You can ask for a valid document or bank statement from your beneficiary (Corporate or individual) to double-check the account number, IFSC, and branch details that you filled. Accuracy here is very important in the beneficiary section — mistakes may cause delay or reversal of funds.

Limits, Timings, and Processing

1. Minimum amount – RTGS starts from 2 Lakh, not even 1,99,500.
2. Maximum amount – As per the BOM RTGS portal, there is no upper limit, but it always depends available amount in your account and is subject to your account type limitations and branch-capped rules.
3. Timing – The branch timing is 10:00 AM to 5:00 PM. You can only initiate an RTGS transaction during the branch’s working hours, which typically close in the late afternoon on weekdays and even earlier on Saturdays. You will find the bank closed on Saturdays except the 2nd and 4th Saturdays and on public holidays.
4. RTGS Transfer timing – Once your RTGS is processed, the beneficiary’s account usually gets credited within 30 minutes. Delays can occur if:
   • The branch submits after the cut-off time.
   • An incorrect account or IFSC is entered.
   • RBI or beneficiary bank server delays occur.

So, try to submit your form before noon for the same-day processing. If you submit after the cut-off timings, your payment may be processed successfully on the next working day.

Important Notes & Customer Care

• RTGS transfers are based only on the account number, not the name — so even if the name is slightly wrong, the money will go to the account number you entered.

Customer Care for RTGS/NEFT

• RTGS Cell Phone: 020-24504005
• RTGS Cell Email: cmrtgs@mahabank.co.in

Additional Required Questions