ICICI Bank RTGS/NEFT Form: Download and Fill up

Where to Get the RTGS/NEFT Form

If the link doesn’t work, use below alternatives –

1. At Branch Counters – If your branch is RTGS-enabled, you can get an RTGS form at the stand near the deposit counter. You can also ask for the form at the enquiry counter.
2. Download PDF – You can get a digital version of the form at the money transfer section in the ICICI Netbanking portal. You can download and fill it up using PDF editors like Sejda and submit it to the branch; however, make sure your branch accepts digital copies of forms.
3. Multiple languages PDF – Many ICICI branches, such as the southern states of Tamil Nadu, Karnataka, and Kerala, provide forms in local languages.
4. Branch Restrictions – Not all ICICI branches are RTGS-enabled. Smaller branches may only process NEFT. Please confirm with your branch if you plan to transfer an amount above ₹2 lakh.

How to Fill the Form Correctly (Step by Step)

When you look at the ICICI RTGS/NEFT form for the first time, you may feel hundreds of boxes and bilingual text. To make it simple for you, here is a clear step-by-step guide:

The form has two sides, you have to fill out both, start with the front –

1. Write Date and Branch

• Use good handwriting, only Capital words (ABC), and start with your current date.
• Mention your ICICI Bank branch name.

2. Choose Transaction Type

• Now, Tick RTGS or NEFT at the top.
• You can only use RTGS if the transfer amount is more than ₹2 lakh.

3. Put Down Amount and Payment Mode

• After the Dear Sir section, enter your amount in Rs. digits and words. For example, Rs. 200000/- and Two Lakh only.
• Select your payment mode – Cheque works for RTGS/NEFT. But Cash and my account debit work only for NEFT fund transfer.
• Cash for NEFT is allowed only up to ₹49,999. Also, you may fill up a pay-in-slip.

4. Details of Applicant box (Your banking Information)

• Remitter Name: Write down your full name as per your passbook.
• Account Number: Your ICICI Bank account from which funds will be debited.
• Address: Fill in your complete residential or business address.
• Mobile Number: For SMS alerts and UTR tracking.
• Cheque – put down your 6-7 digit cheque number and date, if paying via cheque for RTGS only.

5. Beneficiary Details box (Receiver’s Information)

1. Name: Full name of the beneficiary.
2. Account Number: Enter carefully, then confirm it again in the box below. where your money will be credited.
3. IFSC Code: It is important, write only the correct IFSC for no delay.
4. Bank Name: Provide your Receiver bank’s full name in boxes.
5. Branch Address: City and branch.
6. Remarks: It is optional, but you can fill it in as “Invoice Payment”, “Loan Repayment”, or “Fees”.

6. Purpose Code (Optional, ask with your branch if required)

• Select from the codes printed on the form (e.g., SALA = Salary, LOAN = Loan, SUPP = Supplier Payment).

7. Back side of your form – Your Signature

1. In the Customer Signature section, write down your name and sign.
2. Joint account holders must all sign.
3. You can also read the terms and conditions.

Tip for you – Use a regular pen and avoid overwriting if you enter any wrong information, such as the account number or IFSC, ask for a new form.

What are the Charges for RTGS and NEFT at ICICI

The form is offered free of cost; however, the mode of payment attracts charges + GST depending on the amount being transferred. For example-

1. NEFT (Branch)

If you transfer –

• Rs. 10,000 or above = The charges are Rs. 2.65 including GST.
• If Amount – Rs. 10,001 – Rs. 1,00,000 = Rs 5.60
• Rs. 1,00,001 – Rs.2,00,000 = Rs. 17.40
• Above Rs. 2,00,000 = Charges Rs. 29.20

2. RTGS (Branch)

• For amounts above 5 Lac = the charges are ₹53.10 including GST.
• 2 Lac to 5 lac = the fee is Rs. 23.60.

Insight – if you do an online money transfer using NEFT/RTGS methods, the transaction fee is zero. You can use the ICICI iMobile App or Netbanking for that.

How much Processing and Settlement Time does it take?

1. RTGS Transfer timing – As per ICICI, the settlements of amounts usually happen within 30 minutes of submission at the branch. However, it may take a maximum of 2 hours, depending on the branch’s heavy load scenarios.
2. NEFT timing – Generally, it takes up to two hours to reach to the beneficiary successfully, but in most cases, it takes upto 4 hours.

How to Track RTGS/NEFT Transactions

Every transaction generates a UTR (Unique Transaction Reference) number; you can ask for this number from the ICICI counter; it is usually printed on your acknowledgement slip on the back side of your form you filled up.

Ways to use the UTR:

• Branch Tracking: You have to provide your UTR at your branch to check the status.
• Customer Care: Call ICICI support and quote the UTR.
• Beneficiary Bank: The Recipient can use the UTR with their bank to trace funds.
• SMS Alerts: Debit and confirmation alerts are usually sent automatically.

In case your fund is not credited within the expected timeframe, the UTR is the only reliable reference to trace the transfer.

ICICI RTGS and NEFT – Branch Timings for transfer & Limits

Frequently Asked Questions