What are the rules of the PNB deposit slip at the branch?

At any Punjab National Bank branch, the deposit slip comes with its own set of rules, limits and dos or don’ts that customers usually don’t notice. The slip looks simple, but PNB follows strict norms depending on the branch type (Your Home Branch vs. Other Branch), amount, and who is depositing. Understanding these rules saves time and avoids unnecessary rejection at the counter.

The first rule is for high-value cash deposits:

1. For any cash deposit of ₹50,000 or above, you must write your PAN on the slip or attach a signed Form 60.
2. If you are depositing cash into someone else’s account, the maximum you can deposit is ₹25,000 per person per day.
3. The bank never asks for a passbook during a cash deposit — you can ignore that part.
4. ATM deposits: There is a cash deposit limit of ₹1 lakh per transaction through PNB ATMs.

For self-deposit at your Home Base Branch, there is no maximum limit. You can deposit ₹1 lakh, ₹5 lakh or more; the branch only checks PAN, Form 60 and KYC if needed. But as per the PNB official site data, Charges apply for cash deposits above ₹1 lakh per day, even at home branches. These charges are separate from GST. The charges are 1 or 2 Rs per 1000 deposit.

At Non-Base Branches, the rules change. Self-drawn cheque can be deposited at non-home branches. However, there is a limit of ₹5 lakh for a single cash payment transaction against a self-drawn cheque.

Here is a quick overview before moving ahead:

PNB uses these rules to protect customer accounts and avoid fraud at non-parent branches. You will need a deposit slip for both cash and cheque deposits at any branch of the bank.

Overview of PNB Deposit Slip

PNB’s deposit slip is bilingual. At most branches, the default is English + one local language. For example:

• Rajasthan, Delhi NCR, UP, MP → English + Hindi
• Punjab → English + Punjabi
• Tamil Nadu → English + Tamil
• Gujarat → English + Gujarati
• West Bengal → English + Bengali

The layout remains the same across India. Only the language changes.

The deposit slip uses the same format used by other PSU Banks like SBI, Canara Bank or Bank of Baroda — but PNB’s is slightly simpler because it uses a separate box for Cash and Cheque. You can ignore the cheque box simply if you choose the deposit form for cash only.

It works for multiple account types, and the slip even mentions it clearly: SF/CA/OD/CC/RD/TL/DL/A/c No./Credit Card No.

This means you can deposit money into:

• Savings (SF)
• Current (CA)
• Overdraft (OD/CC)
• Recurring Deposit (RD)
• Term Loan (TL)
• Demand Loan (DL)
• Even Credit Card accounts

The process is the same — enter the number, amount and mode of deposit.

How to get the PNB deposit slip (offline & digital)

The process is simple and the same as all banks in india. Walk into any PNB branch → ask the guard or bank officers → they keep bundles of slips near the entrance or cash counter. Mostly free and unlimited. Some branches keep them near the passbook printer. If you want, you can download it as well. Here is the direct link –

Digital (Download Options)

Below is the download table for Hindi, English and Punjabi versions.

Download PDF slips in your local languages (15 options)

To get Gujarati, Tamil, Telugu, Marathi, Kannada, Malayalam, Bengali and more up to 10+ languages:

1. Open the PNB official website
2. Go to Go Online Services
3. Tap Download Forms or directly go Punjab Bank form centre.
4. Select Deposit Related Forms
5. Tap Language-Wise Forms
6. Choose your language and find your deposit slip option.
7. Download the PDF
8. Done

Pro Tip:
To edit and type directly on the slip before printing, use Sejda, PDFescape, Adobe, or any online PDF editor.

Understanding both sides: Bank Copy vs Customer Copy

PNB slips come with two sides:

1. Bank Copy

This stays with the bank. It has full fields:

• Branch name
• Account number
• Name
• Cash/Cheque details
• Denomination table
• Mobile number
• PAN (if needed)
• Signature

2. Customer Copy

This is the small perforated part you take home. It contains only the essentials:

• Branch
• Name
• 12–16 digit PNB account number
• Amount deposited
• Mobile number

There’s a single deposit box for both cash and cheque — you just enter the amount for cash or cheque details accordingly. The bank stamps this copy and hands it to you as proof.

How to use the deposit slip for Cash deposit (Fill Up process)

Using the slip for cash is very straightforward:

1. Write the date and branch
2. Enter the account number (double-check digits)
3. Write your name
4. Select Cash (or leave box as cash)
5. Enter the amount in numbers and words
6. Fill the denomination table (optional, but helpful)
7. Add your mobile number
8. Sign
9. Attach PAN/Form 60 if you deposit cash of more than ₹50,000.
10. You have to write the same information in the bank copy also, use a box to write the cash amount.

How to Use the Cash Denomination Table

Tips

• Always fill amount in words clearly.
• If depositing into someone else’s account, keep it below ₹25,000.
• For very large cash deposits, carry an ID even if not asked.

How to fill the deposit slip for a Cheque deposit

When depositing a cheque, the process is slightly different:

1. Write date, branch, account number and name
2. Enter the 6-digit cheque number in the remarks box
3. Write the bank name & branch of the cheque (recommended)
4. If multiple cheques, use a different row for that (optional)
5. Enter the amount in numbers and words
6. Sign
7. Turn the cheque → write your account number on the backside
8. Staple the cheque + slip together
9. Submit at the cash counter or drop box with this slip and cheque.

Small tips

• Always endorse the cheque on the back with your signature.

What is the Processing Time for Deposits?

1. Cash Deposit

• Credited instantly at most branches
• Some counters take 15–30 minutes during rush hours
• Customer copy gets stamped immediately

2. Cheque Deposit — New RBI Rule

RBI has changed the entire cheque clearing system in India:

From January 3, 2026:

• All cheques deposited between 10 AM and 4 PM must be cleared or returned within 3 hours.
• If the bank does NOT respond within 3 hours, the cheque is automatically approved.
  and the amount is credited the same day.

This rule applies to all banks, including PNB.

Result: Cheque deposits now take hours, not days, anywhere in India.

Example: Deposit a cheque at 11 AM → must clear by 2 PM → if not, funds will still be credited automatically.

FAQs