Bank of Maharashtra RTGS form is available in PDF format and can also be collected directly from your branch. You can download the form, fill it in advance, and submit it at the counter to save time.
📥 Download BOM RTGS Form (Original PDF)
✏️ Download BOM RTGS Fillable Form (Editable PDF)
- Original PDF: Same format commonly used at Bank of Maharashtra branches
- Fillable PDF: Enter details digitally on mobile or computer before printing
- Useful Tip: Chrome browser and most PDF editors support direct form filling
- RTGS Charges: Branch RTGS transactions usually cost around ₹25–₹50 + GST, while online banking transfers are often cheaper or free
💡 Language Support: Bank of Maharashtra may provide RTGS forms in regional languages through the official downloads section or directly at the branch.
If your preferred language version is unavailable online, request a printed copy from the bank counter.
📄 Important: Some branches prefer their own printed RTGS slips for high-value transfers.
However, downloaded forms are generally accepted for regular customer transactions if filled correctly and signed properly.
⚠ Before Submission: Double-check beneficiary account number, IFSC code, and amount carefully.
Even one incorrect digit can delay the RTGS transfer or send money to the wrong account.
Next: Check below for the correct step-by-step Bank of Maharashtra RTGS form filling process with real examples.
How to Fill the BOM RTGS Form (Step by Step)
1. The “Right Side” (Bank’s Main Copy)
This is the most important part of the form. Accuracy here is 100% mandatory.
| Step | Field Name | How to Fill (Action) | Real Example |
|---|---|---|---|
| 1 | Manager / Branch | Name of the branch where you are present. | Bank of Maharashtra, Shivaji Nagar |
| 2 | Amount (Digits) | Write the full transfer amount in numbers. | ₹5,00,000 |
| 3 | Amount (Words) | Write the same amount in clear words. | Five Lakh Only |
| 4 | Beneficiary Name | Full name as per their bank record. | Rajesh Kumar Sharma |
| 5 | Bank & Branch | Beneficiary’s Bank name and City. | HDFC Bank, Bangalore |
| 6 | Account Number | The receiver’s account number (Check 2x). | 501234567890 |
| 7 | IFSC Code | 11-digit code of the receiver’s branch. | HDFC0001234 |
| 8 | Your Signature | Sign ex actly as you do in your bank records. | ✍️ Matches your ID |
Tip: Always verify beneficiary details (account number, IFSC, branch) using a bank statement or valid document — even small mistakes can delay or reverse the transfer.
2. The “Left Side” (Your Personal Receipt)
Keep this for your records. It acts as proof that you submitted the request.
| Field Name | What to Write | Expert Tip |
|---|---|---|
| Received From | Your full name. | Use the name printed on your passbook. |
| Account Number | Your BOM Account Number. | Must be a 15-digit number. |
| Account Type | Tick SB (Savings) or CA (Current). | SB is the most common for individuals. |
| Charges (Fee) | Enter the bank fee (e.g., ₹25 + GST). | Ask the teller for the exact fee before writing. |
| Total Amount | Transfer Amount + Bank Fee. | e.g., ₹5,00,059 |
| Signature | Your signature + Mobile Number. | Always add your mobile for SMS updates. |
Critical: RTGS is for amounts above ₹2 Lakh. If your amount is less, use the NEFT section of the same form.
Limits, Timings, and Processing
- Minimum amount – RTGS starts from 2 Lakh, not even 1,99,500.
- Maximum amount – There is no upper limit, but it subject to your account type limitations and branch-capped rules.
- Timing at Branch: RTGS is available 10 AM–5 PM (weekdays); closed on Sundays, public holidays, and 2nd & 4th Saturdays.
- RTGS Transfer timing – Once your RTGS is processed, the beneficiary’s account usually gets credited within 30 minutes.
- Delays can occur if:
- The branch submits after the cut-off time.
- An incorrect account or IFSC is entered.
- RBI or beneficiary bank server delays occur.
So, try to submit your form before noon for the same-day processing. If you submit after the cut-off timings, your payment may be processed successfully on the next working day.
Pro-Tip: While ⚡ RBI’s RTGS system is technically 24/7, Branch RTGS stops when the bank counter closes (usually 3:30 PM or 4:00 PM). Submit before 2:00 PM to be 100% safe.
What are the RTGS Charges via Branch
Before going to fill up, you must have to know the fee for RTGS and other details that you need to write in the form in the “charges Rs” and “total Amount” sections.
RTGS charges at Bank of Maharashtra (as per official site):
| Transfer Amount | Mode | Service Charge (Excl. GST) | Total (Incl. GST) |
|---|---|---|---|
| ₹2 lakh – ₹5 lakh | Branch | ₹25 + GST | ₹29.50 |
| Above ₹5 lakh | Branch | ₹50 + GST | ₹59 |
| ₹2 lakh – ₹5 lakh | Online / Internet Banking | ₹5 + GST | ₹5.90 |
| Above ₹5 lakh | Online / Internet Banking | ₹10 + GST | ₹11.80 |
Example: Let me explain to you in very simple phrases, if you are trying to make an RTGS of ₹50 lakh through a branch.
- Your Basic charge will be: ₹50
- Your GST (18%) will add on this charge: ₹9
- Total charge: ₹59
You will need to write ₹59 or ₹60 in the “Charges Rs.” box and add it to the total amount in the “Total Rs.” column.
What documents will you need?
For an RTGS transfer through a branch, you will need this list of documents. Also, you may need to carry it at the branch as well –
- Cheque Book or Leaf – A self-cheque (write “YOURSELF FOR RTGS” as the payee).
- Most branches for a bigger amount ask for a self-cheque without additional charges to confirm the payment.
- Valid ID proof, such as your Aadhaar or PAN, if asked for verification.
- The filled RTGS form with all beneficiary details.
Types of BOM RTGS Form
By far, the Bank of Maharashtra (BOM) RTGS form is available in two types: at the branch and on the website. It usually depends on the language and purpose you choose:
- “RTGS only form” (English) – This is the direct RTGS fund-transfer application form. It comes with both a customer copy and a bank copy, similar to the formats used by State Bank of India (SBI) or Bank of Baroda (BOB).
- “RTGS/NEFT” form – The RTGS/NEFT form is a combined transfer form used for both services, mainly available at branches, with a modern design similar to private bank forms.
Important Notes & Customer Care
- RTGS transfers are based only on the account number, not the name — so even if the name is slightly wrong, the money will go to the account number you entered.
Customer Care for RTGS/NEFT
- RTGS Cell Phone: 020-24504005
- RTGS Cell Email: cmrtgs@mahabank.co.in
Frequently Asked Questions
Are RTGS charges different for online vs branch?
Yes, BOM Bank has a policy where online transfers carry minimal charges of ₹5–₹10 + GST, whereas the branch submissions would cost more in terms of fees ranging from ₹25–₹50 + GST.
Do I need to provide ID proof (PAN or Aadhaar) with the RTGS form?
You don’t always need to provide ID proof (PAN or Aadhaar) with an RTGS form, but BOM may require it for big transfers or as part of their (KYC) policy. However, as per the RBI, it is not mandatory.
Which RTGS form should I use in Bank of Maharashtra?
Bank of Maharashtra accepts both RTGS-only and RTGS/NEFT combined forms. Functionally, both work the same. Use whichever your branch provides or the English RTGS form for clarity.
Can I use the fillable RTGS PDF instead of the printed form?
Yes. Fillable PDFs are accepted if details are clear and signatures are original. However, some branches still prefer handwritten forms for audit comfort, especially for high-value transfers above ₹10 lakh.
Is a self-cheque compulsory for BOM RTGS?
In most branches, yes. A self-cheque confirms debit authorisation. For large amounts, BOM staff almost always ask for a cheque even if your account supports direct debit.
Why do I need to write charges separately in the form?
Because BOM RTGS forms require manual total calculation. You must add charges (₹29.50 or ₹59) to the transfer amount so the teller can debit the correct final amount.
Will RTGS fail if the beneficiary name is slightly wrong?
Usually no. RTGS is account-number driven, not name-driven. But large mismatches may trigger branch verification, so always match the name from a cancelled cheque.
What happens if RTGS is delayed or not credited?
Wait 30–60 minutes first. If still pending, contact the BOM RTGS cell with your customer copy. Failed transactions usually auto-reverse by the end of the same working day.
How long should I keep the BOM RTGS customer copy?
Keep it for at least 6 months. It contains amount, branch seal, and reference number, which are required for complaints, property transactions, vendor proof, or audit confirmation.
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