PNB does not offer a downloadable withdrawal slip online. Customers need to collect the original slip booklet from their home branch cash counter.
PNB provides this sample withdrawal slip PDF only for reference and practice. For real cash withdrawal, you must use the original branch-issued slip.
💡 Important Banking Tip: PNB withdrawal slips are generally accepted for cash withdrawals up to ₹25,000 at your home branch.
For higher amounts or non-home branch withdrawals, banks usually ask customers to use a self-cheque instead.
✅ Quick Steps For Large Cash Withdrawal Using Self-Cheque:
Next: Check below how to properly fill the Punjab National Bank withdrawal slip step-by-step.
How to Fill PNB Withdrawal Form — Step-by-Step
Let’s understand how you can fill out a PNB slip properly at the branch.
| Field on Form | What to Write | Example Entry |
|---|---|---|
| Branch Name | The PNB branch where you’re withdrawing money | PNB Connaught Place Branch, New Delhi |
| Date | Current date of transaction | 07/10/2026 |
| Account Number | Your 14 to 16-digit PNB account number | 0456002101234567 |
| Account Holder’s Name | Name as per bank records | Ramesh Kumar |
| In the Pay to self section | Enter the exact withdrawal amount in words | ₹15,000/- |
| In the Rupees symbol box | Same amount written in digits | Fifteen Thousand Only |
| Signature of Account Holder | Sign exactly as in bank records OR you can put your thumb impression | (Signature of Ramesh Kumar) |
| For Office Use Section | Simply ignore the bottom section | this section for bank staff only |
| For Third-Party Withdrawal | Bearer’s name and ID details | Suresh Mehta – Aadhaar: XXXX XXXX 4321 |
Documents Required at the Counter
| Purpose | Documents Needed |
|---|---|
| Self Withdrawal | Passbook only + Double sign or thumb impression |
| Third-Party Withdrawal | Withdrawal slip + ID proof of bearer |
| High-Value Withdrawal (Above ₹2 lakh) | Self cheque + PAN + Aadhaar (If asked) + RTGS/NEFT Form |
| Fixed Deposit Withdrawal | FD receipt + form + ID proof |
How the Withdrawal Form Works at Punjab Bank Branch
The withdrawal process is simple and includes a few security checks:
- The cashier checks your account number, amount, and signatures.
- Your signature is verified with bank records.
- The transaction is updated in your passbook.
- After verification, the cashier gives the cash available at the branch.
- Finally, the slip is stamped and recorded in the bank system.
The full process usually takes around 5–10 minutes, depending on branch crowd.
For High-Value Cash Withdrawals at PNB
PNB has very specific guidelines set by the bank and RBI policies for your money safety from large cash withdrawals. The primary requirement for a withdrawal slip or self cheque depends on the amount and transaction type you use via the branch or other modes of payment.
| Amount Range | Withdrawal Method | Requirement |
|---|---|---|
| For Rs. 25,000 or less | Withdrawal Form Required | Passbook and double-signature proof are acceptable. |
| If Amount Rs. 25,000 – or less than ₹50,000 | Withdrawal slip and Self Cheque | Your PAN Card |
| Above Rs. 50,000 | Self Cheque Mandatory | withdrawal form is also required |
| Above Rs. 2 Lakh | Self Cheque and RTFS/NEFT form | PAN ID |
| 5 Lakh and higher | Self Cheque at Base Branch Only | Other branches limit: ₹5 lakh (Source: PNB) |
When to Use Alternatives Instead of a Paper Slip
| Method | Best For | Limit / Note |
|---|---|---|
| ATM / Debit Card | Quick cash withdrawal | Up to ₹25,000 or 1 Lakh per day (as per card type) |
| Self Cheque | Large withdrawals above ₹50,000 | Safer and mostly used in PNB Branches |
| RTGS / NEFT | if funds above than ₹2 lakh | Ideal for non-cash high-value transactions |
| UPI or NetBanking | Digital transfers | No physical form required, free of charges, and instant. |
If your purpose is only to transfer money, PNB strongly promotes to customers to use RTGS or NEFT instead of withdrawing large cash sums.
Frequently Asked Questions
How to download the PNB PPF withdrawal form online?
You can simply get the PPF withdrawal PDF from the PNB official website, go to the PNB official site, search for PPF withdrawal and go to the PPF All forms, go to page number 4 for the application for withdrawal only.
Can I withdraw cash from Punjab National Bank without a cheque?
Yes. At any Punjab National Bank branch, you can withdraw cash using a withdrawal slip for smaller amounts, provided your signature matches the records and you carry your passbook for verification.
What is the maximum amount allowed using only a PNB withdrawal slip?
Generally, up to ₹25,000 is smoothly allowed using only the slip. Beyond this, branches may insist on a self-cheque or PAN, depending on internal risk and RBI norms.
Can someone else withdraw money from my PNB account using my slip?
Yes, third-party withdrawal is allowed for small amounts. You must write the bearer’s name clearly and they must carry original ID proof, usually Aadhaar, for counter-level verification.
Is PAN card mandatory for cash withdrawal at PNB branch?
PAN becomes mandatory when cash withdrawal crosses ₹50,000 in a day. For amounts above ₹2 lakh, PAN is strictly checked and sometimes scanned for compliance and audit tracking.
When should I avoid cash withdrawal and use digital modes instead?
If your transaction exceeds ₹2 lakh or is a transfer, RTGS or NEFT is safer. It avoids scrutiny, saves time, leaves a digital trail, and reduces unnecessary cash-handling risks.
Can I use a downloaded or printed PNB withdrawal slip?
No. Printed or online templates are rejected. Only the physical withdrawal slips available at the branch counter are accepted, as they follow branch-specific serial and control formats.
How long does cash withdrawal using a slip take at the branch?
On average, 5–10 minutes during normal hours. Time increases during salary days or month-end, especially if manual signature verification or large-value cash counting is involved.
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