How to check UPGB Bank Balance in 2025

Introducing Brand New Bank In 2025: Uttar Pradesh Gramin Bank

On 1 May 2025, the Government came up with a new policy for RRB Banks, 1 RRB in 1 state, rules. Here, the Uttar Pradesh Gramin Bank was formed. In UP State, it was created by merging three earlier banks –

• Baroda UP Bank (sponsored by Bank of Baroda)
• Prathama UP Gramin Bank (sponsored by Punjab National Bank)
• Aryavart Bank (sponsored by Bank of India)

This merger happened to improve services for customers and simplify the rural banking system by just single big RRB bank in the state.

Today, after the merger, as per the Wikipedia page of UPGB, the bank has a total of 4,353 branches that operate all over the towns of Uttar Pradesh. Also, banks have up to 1 million customers, many of whom live in areas where access to smartphones and the internet is limited.

So, if you had an account with either older banks…

It is now part of Uttar Pradesh Gramin Bank. You can continue using your account without any changes to your account number or debit card. The bank has taken steps to ensure that even customers from remote villages can check their account balance easily. Whether you prefer using your mobile, visiting a branch, or calling from your keypad phone, there’s a method for everyone.

Let’s look at the available balance enquiry options now.

1. UPGB Missed call banking Number

Missed call Alert is one of the most convenient methods to get your balance if your mobile number is linked to your bank account and you have activated the SMS alerts facility. It doesn’t require internet access, and it works even on basic phones. It works for rural areas where the network is limited.

However, as of now, Uttar Pradesh Gramin Bank does not have a single missed call number for balance enquiry. Since the bank was recently formed by merging the new policy, you can continue using the previous missed call numbers for their respective banks.

If you are an individual bank account holder and have a deposit account with the bank, here are the details –

You’ll need to use the legacy missed call numbers based on your original bank.

Here are the working numbers:

• Aryavart Bank Customers: Call 8010924194
• Prathama UP Gramin Bank Customers: Call 1800-202-3003 (Toll-free)
• Baroda UP Bank Customers: Call 9986454440

After giving a missed call, you’ll get a text SMS from the bank with your latest account balance and account last 4 digits.

Bonus: if you have multiple accounts linked with the same number, you will get a full list of balances of each account in the same text SMS.

Note: If text SMS is not received, it can be due to a server issue. Try again after a few hours. Still, the problem is not solved; you have to visit your home branch to link your mobile with your account and ask the branch staff to activate your SMS alert facility for notifications.

2. UPGB Mobile Banking

As per their official site, for smartphone users, the bank launched the UPGB M-Tarang mobile banking app. It is lightweight and available on the Google Play Store. It came with a new logo of Uttar Pradesh Gramin Bank, and allows most of the facilities such as balance enquiry, statement, transfer money, and bill payments.

How to register and use:

1. For now, you have to visit your home branch and fill out the mobile banking registration form. The branch will provide you with the branch token to activate m-banking.
2. Download “UPGB M-Tarang” from the Play Store.
3. Open the app, tap on send text SMS to verify your SIM., must have an active recharge for sending SMS and verification.
4. Enter your customer ID, DOB, branch token, and set mpin to log in.
5. After setup and login, tap the eye icon to view your account balance instantly.

Tips for you – Please use a secure lock screen on your phone, and never share your MPIN, OTP, Password, or login details.

3. Uttar Pradesh Gramin Bank netbanking

Recently, UPGB also opened the new netbanking system for both users, individuals and corporates, you can log in using your user ID and use multiple facilities.

How to activate:

1. Go to Google and search “UP Gramin Bank“
2. Click on the Internet Banking link from the official website.
3. On the homepage, scroll to “Download Application Form”
   • Retail Form: For individuals
   • Corporate Form: For businesses, firms, or HUFs
4. Fill in the form and submit it to your base branch.
5. After processing, you’ll receive your User ID via email.
6. Visit: bupbib.barodarrb.co.in
7. Set your password using the “Set Password” option and OTP on your registered mobile number.
8. Now, go to the dashboard and view your balance in the Account and statement menu.

Tip: Always use strong passwords, such as 8–16 characters and include a letter, number, and special character. Also, avoid using your name or user ID as the password, it is easy to break by hackers.

4. UPI Apps (Like PhonePe)

1. Open PhonePe → Tap on your profile icon
2. Tap “Manage Accounts” → Add New Bank
3. Search your old bank name (Baroda UP Bank, Aryavart, etc.)
4. Enter your ATM card details (expiry, CVV, PIN)
5. Verify via OTP and set UPI PIN
6. Once added, go back to the home screen → Tap “Check Balance”

Important Note: In future, the bank name will be updated to Uttar Pradesh Gramin Bank (UPGB) in UPI apps.

5. ATM and Self-Service Passbook Machine

Still development phase for digital products. If the above methods do not work for you now, you can prefer offline banking.

You can still check your balance by visiting:

• Any ATM: simply, take your ATM Card, and find a RuPay accepted ATM machine near you. You can also use the ATM Locator by UPGB Bank, insert your card, tap on the balance enquiry section, enter your PIN, and view or print your balance directly.
• Self-service passbook machine (available in some UPGB branches): Insert your passbook and print the latest transactions.

Note: These machines are usually available in district HQ branches or larger towns.

6. Visit the Branch

If you’ve lost your passbook, your mobile number is not linked, or your account has been inactive for a while, visiting your branch is the best option for you.

What to carry:

• Aadhaar Card
• PAN Card
• Old Passbook or ATM card (if available)
• Recent address proof

The bank staff will help you verify your Account, about your balance enquiry, and guide you on updating your KYC or activating mobile/net banking.

Tip: Always call the branch before visiting to confirm the documents needed.

7. UPGB Customer Care (Latest Numbers 2025)

Before visiting your home branch, it’s a good idea to contact the bank through helpline support.

Customers may still need to contact their former bank’s customer care. Below are the working and updated numbers:

1. Aryavart Bank (Legacy Support)

• Helpline Number 1: 1800-102-0304
• Helpline Number 2: +91-7388800794

Call during banking hours: 10:00 AM to 5:00 PM on working days, not holidays.

2. Baroda UP Gramin Bank (Legacy Support)

• Toll-Free Number: 1800-180-0225

Available during banking hours in monday to friday.

3. Prathama UP Gramin Bank

While Prathama UP Gramin Bank had dedicated customer service through its website and missed call services, it’s now merged. Use the unified UPGB helpline for support going forward.

4. Uttar Pradesh Gramin Bank (Post-Merger Official Support)

• Latest Toll-Free Number: 1800-180-7777

This is the newly issued working number for UPGB post-merger.
Call during working hours (10 AM to 5 PM).

FAQs