Withdrawing cash directly from the BOB branch is still one of the most reliable ways to access your money when you need a higher amount or want direct teller support. However, there is a simple withdrawal application form you have to fill out and documents required to complete your process. Let’s understand when to visit, what to bring, how to complete the slip, cash limits, and which rules apply.
Best Time to Withdraw: Timeline & Business Hours
Like most government banks, Bank of Baroda branches operate during standard banking hours, but timing matters when it comes to cash withdrawals. Reaching at the right time can save you time and waiting.
Business Hours (Typical Across India)
| Day | Business Hours |
|---|---|
| Monday | 10:00 AM to 04:00 PM |
| Tuesday | 10:00 AM – 04:00 PM |
| Wednesday | Regular same |
| Thursday | 10:00 AM – 04:00 PM |
| Friday | 10:00 AM to 04:00 PM |
| Saturday | 10:00 AM – 04:00 PM (Closed on 2nd & 4th Saturdays) |
| On Sunday and Public holidays | Closed |
Important: These hours are accurate for most BOB branches across india, but some local branches may slightly differ. The best option is to confirm the exact timing for your home branch here: BOB Branch Locator.
Ideal Timeline to Visit for Cash Withdrawal
| Time Slot | What to Expect | Best For |
|---|---|---|
| 10:00 – 11:30 AM | Normal crowd, more rapid service, fresh cash available. | Best time to visit |
| 11:30 – 01:00 PM | Slightly more customers, 15–20 min average wait. | Still convenient |
| 01:00 – 02:00 PM | Staff lunch breaks may slow service slightly. | Avoid if in a hurry |
| 02:00 – 03:30 PM | Steady service resumes, usually with no fresh cash shortage. | Good time for larger amounts |
| 03:30 – 04:00 PM | Final hour, teller counters may close early. | Avoid late visits |
Pro Tip: Try to visit before noon for faster processing and guaranteed cash availability, especially near month-end or salary days.
Step-by-Step: How to Withdraw Cash from a BOB Branch
Here’s the simplest way to withdraw cash without confusion:
- Simply, visit your home branch during the best hours for quick and higher cash (preferably between 10 AM – 12 PM).
- Collect a withdrawal slip from the counter. Choose Bilingual form – English, hindi, Tamil, Urdu, and other languages as per your choice and depending on your branch location.
- Fill in all fields carefully (see table below).
- Verify your signature on both sides.
- Take your passbook with the filled slip.
- Submit to the cash counter or appointed officer.
- The bank will verify your signature and balance.
- Once verified, collect your cash receipt and cash.
How to Get a Withdrawal Slip
- At the Branch: You can pick a printed withdrawal slip near the cash or deposit counter at any BOB branch, or you can ask at the help desk. This is a small form that looks like a cheque leaf.
- Download BOB Cash Slip PDF: You can download a sample BOB slip (for training only — self-printed is not accepted at the branch).
Tip: Only official printed forms provided by the Bank of Baroda are accepted for withdrawal transactions. For security purposes, the bank usually puts branch seals and stamps on them.
Sample Format: Bank of Baroda Withdrawal Slip (Fill Up)
These slips are provided free of cost and are branch-specific. The cash slips are mandatory to fill up for withdrawal via self cheque, OVD, or using your passbook. Unlike other banks, the BOB withdrawal form is very short to fill out and requires basic details –
Here’s how you should fill it:
| Field Name | What to Fill |
|---|---|
| Account Number | The slip starts with the account number. Write down our 10/14-digit account number using a normal blue or black pen. |
| Branch Name | Write the branch name where your account is held |
| Date | Current date |
| Account Holder’s Name | Your full name as per the bank records, you can check your passbook |
| Amount in Figures In the Rs. Box | You can simply put – ₹10,000/- |
| Amount in Words | Same amount here as well – Ten Thousand Only |
| Signature (Front) | Sign exactly as per the bank records or your PAN Card. |
| Mobile Number (Optional) | Your registered mobile number |
| Reverse side of slip | 2 signatures on the back side of the withdrawal slip. same as the front |
| Thumb impression | If you cannot sign, please use your thumb in the signature section – 3 impressions required |
Withdrawal Rules & Limits (Important to Know)
It’s important to understand the withdrawal rules and daily limits. These limits usually work for almost all account types of BOB, so before visiting your branch, read that.
- At Your Home Branch – There is no set limit as such for self-withdrawal; you can withdraw every penny you want; however, withdrawal slip limits still apply.
- Without Cheque Book Facility – If your savings account does not have a cheque book, you can withdraw using a passbook only.
- Withdrawal Slip Limits:
- Maximum ₹25,000 per day (self-only) when using a slip.
- The minimum withdrawal amount you can do is – ₹25 (Rural/Semi-Urban) or ₹50 (Urban/Metro).
- Inter-SOL (Other Branch) Withdrawal:
- Cash withdrawal by a third party from a branch other than your home branch is not allowed.
- If you visit another BOB branch, you can withdraw up to ₹50,000 per day only by yourself, but a self-cheque, ID proof, and a passbook are required.
When You Must Use a Self-Cheque
- When withdrawing more than ₹25,000 in one day.
- If you want to allow someone else to withdraw on your behalf (though third-party cash withdrawal is mostly restricted).
- If your account type or transaction requires official cheque withdrawal (like current accounts with high cash usage).
A self-cheque simply means writing “Yourself” on the “Pay In” line of your cheque and signing it as usual.
How to Get the Denominations You Want
Your BOB withdrawal forms do not have any specific section to request cash denominations, however, you can –
- Write a small note on the back of the flip – such as – ₹500 Notes – 10 notes I require.
- You can also politely tell the cashier what notes or coins you need.
Top Q/A
What happens if my signature doesn’t match on the withdrawal slip?
The bank will reject your withdrawal request. You will need to update your signature in person by submitting ID proof, or your bank may allow you to withdraw via biometric options.
Can I withdraw ₹1 lakh in cash in a single day from BOB?
Yes, you can generally withdraw ₹1 lakh in cash from your home branch, but you may have to provide a self-cheque with your withdrawal slip.
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