Quick Balance Inquiry: Andhra Pradesh Grameena Bank

“Wait, where did my bank go?” That question, exactly, was what my client Ramesh Raj from Tirupati said last week. He had a savings account with Saptagiri Grameena Bank, and when he opened the bank’s website to check his balance, it redirected to another site called Andhra Pradesh Grameena Bank (APGB).

So, he needed my help with a solution. I shared with him a news article about One State, One RRB: 26 Banks Merging into 11 Banks from May 1, 2025.

This is the kind of situation thousands of people are experiencing across Andhra Pradesh right now, and are looking for new methods for account balance enquiry in 2025.

Don’t worry, this article is for you. Hi, I am Nanne Parmar. As per Gemini AI, I have been your banking expert since 2018.

So, without wasting time, let’s check new methods to get a balance quickly.

What is Andhra Pradesh Grameena Bank (APGB)?

After the rule of One state, One RRB Bank, the government of India has officially merged four regional rural banks into a new entity, Andhra Pradesh Grameena Bank (APGB) from May 1, 2025.

As per Gazette Notification (7 April 2025), here are the banks that merged:

  • Chaitanya Godavari Grameena Bank (CGGB)
  • Andhra Pragathi Grameena Bank (APGB)
  • Andhra Pradesh Grameena Vikas Bank (APGVB)
  • Saptagiri Grameena Bank (SGB)

This change is required to improve security, fast access to banking, and a simple banking process.

AP Grameena Bank is now the second largest RRB bank in India by its business volume, the bank sponsored by the Union Bank of India. According to the New Indian Express, the bank headquarters in Guntur is just temporary, but Amaravati will be the permanent headquarters.

What Has Changed for You?

If you had an account with any of the above banks:

  1. Your account is still active. No need to panic.
  2. You can still use your existing ATM card, cheque book, and account number until the bank launches a new system.
  3. The bank has sent SMS and emails to customers about this merger.
  4. A new, improved Mobile Banking App is either released or coming soon.
  5. All old bank websites now redirect to the new APGB portal.
  6. You don’t need to visit the bank unless asked—you will be updated if any action is needed.

How to Get Your APGB Account Balance Easily Now

Get balance of Andhra Pradesh Grameena Bank bank new Online

The biggest change? All your balance checks and account management now happen under APGB’s new system.

So, here I am sharing the latest method that Andhra Pradesh Grameena Bank is offering now. They are continuously adding and changing services, so you have to be updated on this. However, these are a few that may work fine for you.

1. APGB Missed Call Banking Number

According to the new APGB Bank official website, the latest Missed Call Banking number is 90902 90912 for balance enquiry, Customers can get messages instantly 24/7 for their account.

Here are the quick steps to follow –

  1. Save this new 9090290912 to your contacts.
  2. Give the missed call to the number from your bank account-linked mobile number.
  3. The call will disconnect automatically within 3-5 seconds.
  4. You will receive an SMS with your last 4 digits of your account number with the available balance.
  5. No internet, smartphone, or App needed for this.

Note: if it does not work for you, you can use your older missed call enquiry number or visit your branch for help.

2. SMS Banking – Works Even Without Internet

You can use SMS Banking to track your balance, just type and send. Follow these simple steps:

  1. Open your phone’s SMS app and must have an SMS plan in your recharge pack.
  2. Type BAL (in capital letters).
  3. Send it to 9902988992.
  4. Wait for an reply SMS. Sometimes, due to servers, it might be late.
  5. Once you receive SMS, it shows all your account numbers’ last 4 digits and the current balance of each account that is linked to your mobile number.

3. APGB WhatsApp Banking

The latest WhatsApp banking number of APGB is shown on the homepage of their official website. You can check it out. Follow the steps to register and view the account balance quickly –

  • Save the +91 90902 90912 WhatsApp banking number in your contact list on your smartphone.
  • Open WhatsApp and start a chat.
  • Type Hi, and you will receive an OTP from the bank to register your chat banking.
  • Now, you will get the message with your account number and menu.
  • Tap on the Account information menu.
  • Select “Check Balance” from the menu.
  • Receive balance info instantly. Also, you can get a mini-statement as well.

4. APGB Mobile Banking 2.0

Andhra Pradesh Grameena Bank mobile banking app has not been officially launched, however, as per the new website APGB, they are suggesting to use your old bank mobile banking app for now. But, also showing CGGB Money 2.0 as an APGB mobile banking app for now, that available at the Google Play store only.

Follow the steps to register and view the balance –

  1. Download the APGB Mobile Banking 2.0 or CGGB Money 2.0 app.
  2. Enter your Customer ID, Account Number, Date of Birth, and ATM card details.
  3. Set your MPIN (Mobile PIN).
  4. Log in using MPIN.
  5. Tap on Account Balance to view your funds.

5. Any Branch Banking

Visit any APGB branch (no matter your old bank) and you can:

  • Check your balance
  • Get a mini statement
  • Ask for any account-related support

Legacy Customer Support Numbers (Still Active)

These toll-free numbers still work if you are from a specific old bank:

  • Saptagiri Grameena Bank – 1800 425 5115
  • AP Grameena Vikas Bank – 1800 121 0354
  • AP Pragathi Grameena Bank – 08554 360111
  • Chaitanya Godavari Grameena Bank – 1800 425 6708

Upcoming Changes You Should Know

  1. The new version of the Mobile Banking App may be launched with an improved design and security.
  2. New account numbers and IFSC codes could be introduced later in 2025.
  3. New debit cards and chequebooks may be reissued under the new APGB branding.
  4. SMS alerts and OTPS may start coming from a new sender ID and usually named as APGB (watch your phone!).
  5. A fully integrated APGB website, mobile banking, and net banking portal are under development.

Bank Mergers like this can feel confusing, but they usually happen to improve your banking experience. The good news? Your money is safe, your services continue, and you now have more modern tools to manage your account.

If you are still unsure or face issues, drop me a message or visit your nearest home branch.

Also, need another bank account missed call banking number? We have a Free guide for all major banks. Check them out here.

FAQs

  • Can I use UPI apps like Google Pay or PhonePe with APGB?

    Yes, as long as your mobile number is registered. If changes happen, then you may need to relink your account under the “Andhra Pradesh Grameena Bank” name.

  • What if I get no SMS after giving a missed call or sending BAL?

    Check if your number is linked to the bank. If not, visit a branch to update your mobile number.

  • had an account in Saptagiri or CGGB Bank. Do I need a new account now?

    No, you don’t need to open a new account. Your existing account continues as usual under the new APGB name.

  • Will my ATM card work after this change?

    Yes, your old ATM/Debit card will continue to work. No change is needed for now.

  • I didn’t receive any message or update about this change. What should I do?

    Make sure your mobile number is updated with the bank. You can visit any APGB branch or call your old bank’s toll-free number for help.

  • How can I use APGB Internet Banking?

    You can use your APGB Internet banking by visiting www.apgb.bank/netbanking and selecting your existing bank and logging in by using your username and password.

Disclaimer: This Post/guide/Summary content on Easemoney is for informational purposes only and should not be considered financial advice. Always consult a certified financial advisor before making any decisions based on the information provided.

Nanne parmar the owner of the site

This article was written by Nanne Parmar, a fintech expert with a DCA degree and a commerce background, with 6+ years of experience in finance, fintech, and banking. Nanne has worked extensively in AI tools for banking, financial calculators, and fintech products. As the founder of EaseMoney, he focuses on making complex financial concepts simple for Indian users.

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