Odisha Gramya Bank Balance Check: 4 Quick Ways

Odisha Gramya Bank (now Odisha Grameen Bank) provides a simple missed call banking facility to check account balance instantly through SMS without internet banking or app login.

Service	Details
Missed Call Number	8010106686
How It Works	Give a missed call from your registered mobile number. The call disconnects automatically within a few seconds.
Balance Result	Balance details are received through SMS shortly after the missed call
Internet Required	❌ No internet, smartphone app, or login required

📌 Important: The service works only if your mobile number is already linked with your bank account.

💡 WhatsApp Banking Option: Odisha Grameen Bank customers can also use official WhatsApp Banking on 7777009248 for balance enquiry, mini statement, ATM locator, and branch-related services.

Save the number in contacts, send “Hi” from your registered mobile number, and follow the menu instructions. Services support English, Hindi, and Odia languages.

⚠️ Service Not Working? Try other methods like internet banking, mobile banking app, ATM mini statement, or branch visit for balance enquiry support.

Next: Explore Odisha Grameen Bank mobile banking, ATM, passbook, and digital balance enquiry methods below.

1. View Balance via OGB Internet Banking

If you are comfortable, have a smartphone with the internet, and want to balance enquiries with a few additional services as well, this is an excellent way to access your bank account anytime.

It not only provides you with balance, but also allows you to send money to anyone using NEFT, IMPS, and RTGS, Types of Fast payment options.

Step 1: Register With OGB Online Banking

1. Go to the official website www.odishabank.in and tap on the Internet banking option.
2. Go to the Login/Register option, tap on the Register Now button on the upper side.
3. Enter your customer ID (Please find your customer ID on your passbook or other bank documents). However, you can either enter your bank account number as well.
4. Get OTP to your registered mobile number. Please enter the OTP to verify.
5. Now, Set Your USERNAME and Password to log in anytime.

Tip: If you are having issues while registering, please visit your home branch to activate it directly.

Step 2: Log In to Internet Banking

• Go to https://ebank.odishagramyabank.in/RetailBanking/ official page.
• Enter your created Username, Password, and Captcha.
• Tap on the login button to access your bank account dashboard.

Step 3: Check Your Balance

• Congrats, you successfully created your Netbanking account online, and are ready to check your balance within a few clicks.
• Once you log in, the welcome dashboard will appear, and tap on My Account.
• All Set! Select your account number and tap on View Balance.

Tip: You can get a mini statement, an account statement PDF, find the last transaction details, and transfer money as well using one OGB net banking account.

2. Aadhaar-Based Banking (AEPS) & Micro-ATM Options

(A.) Use AEPS Using Aadhaar

If you use Aadhaar-based banking, AEPS is a very useful option. It lets you do cash withdrawal, cash deposit, balance enquiry, and mini statement services easily.

You can find a nearby OGB Bank Business Correspondent (BC) in most rural and unbanked areas using the official OGB BC Locator.

Follow the steps –

1. Use the BC Locator to find a nearby Business Correspondent (BC) agent or Micro ATM.
2. Go there and provide your Aadhaar number linked to your bank account.
3. Select the Enquiry option and authenticate with your fingerprint.
4. All Set! View your current balance on display.

(B.) Where Can You Use an ATM or a Micro ATM

You can use your RuPay debit card at:

• Any OGB ATM
• Any RuPay-supported ATM
• Mobile VAN ATMs
• Micro ATMs in rural areas

To find the Nearest RuPay-supported ATM, you can use the RuPay ATM Locator by NPCI.

1. Use the locator to visit the ATM.
2. Insert your card, select language, enter ATM PIN, and select balance enquiry.
3. Choose account type (Example – Savings or Current account)
4. Your account balance will pop up on the screen. You can request to print it as well.

3. Offline Method: Passbook Update at Home Branch

If digital options aren’t working:

Steps:

• Simply, Take Your Passbook to your home branch of OGB Bank.
• Ask the Bank Staff to update it and get the latest balance and transactions.

This is the most secure method and perfect for senior citizens or less tech-savvy customers.

💡 Tip for Seniors: If digital banking is difficult, visit any OGB branch with your Aadhaar card. The staff can help check your balance through the “Micro ATM” or “BC Agent” instantly without a passbook.

Impact of Odisha Grameen Bank Merger

From May 1, 2025, Odisha Gramya Bank and Utkal Grameen Bank are being merged into a single entity named Odisha Grameen Bank, as per the Government of India notification dated April 7, 2025.

Utkal Grameen Bank (sponsored by SBI) will now operate under Odisha Gramya Bank, which is sponsored by Indian Overseas Bank.

This move is done to simplify the banking process and expand the reach all over rural areas and towns, and enhance the digital banking infrastructure under one unified system.

What Should Customers Know About This Banking Merger?

If you’re an existing customer of Utkal Grameen Bank, there’s no disruption to your services. Your:

• Account number
• IFSC code
• Cheque book
• ATM card
• Mobile number linkage
• Digital banking setup

will remain valid until any technical migration is completed. You may continue using the Utkal Grameen Bank balance check number. (Ensure the service is activated by your branch)

Frequently Asked Questions