Quick Balance Inquiry: Surat District Co-Op Bank

My client from Surat, Mr Mehta, is a busy shop owner. Recently, one afternoon, he called my office to ask, “Hello, Nanne. I don’t have hours to spend at the bank branch. Is there any easier way to check my Surat District Cooperative Bank balance?”. He had a savings account with Sudico Bank. If you are also having issues and looking for quick solutions.

This guide is for you. Hi, I am Nanne parmar. I have been working for six years in digital banking solutions. In this guide, Together, we’ll explore all the convenient options to know your account balance without disturbing busy schedules.

Let’s start with a brief overview of Surat District Cooperative Bank –

What is Surat District Co-Op Bank?

According to Surat District Bank’s official website history page, The bank was launched in 1909 as the name of The Surat District Co-op Union Ltd. This bank comes with a rich history and has worked for more than 100 years in South Gujarat.

For customer convenience, recently, the bank added Digital Banking services, including mobile banking apps, net banking, ATM, UPI, SMS alerts, and much more. For checking your account balance quickly, there are a few offline and online methods available. Let’s check out the easiest one –

1. Call Surat District Bank Customer Care

As per the official site of Surat District Bank, At this moment, The bank does not offer any missed call banking facility for their account holders.

However, you can ask for help from the customer care helpline at 1800 233 9900 (Toll-free number) For Balance details. The customer support working hours are from 10:00 AM to 06:00 PM, but I will suggest you call after 11:00 AM for a quicker reply. This method does not need the internet and smartphone.

In case, the toll-free number is not answering your call, you can go with alternative numbers that are available on the contact page of the official website of Sudico Bank –

• 0261-2466001
• 0261-2466003
• 0261-2466002

Follow the steps:

1. Call the toll-free number and talk with the bank executive.
2. Ask for a balance enquiry.
3. Provide details for verification.
4. The bank will send you an SMS with the available balance to your registered mobile number.

Furthermore, you can drop an email to the bank team at support@sudicobank.com OR you can visit the Sudico bank official website contact page and fill out the form to contact the bank.

Polite Message: Never share any sensitive information including OTP, ATM PIN, passwords and other important details with anyone including Sudico bank executives. Furthermore, Please double-check the customer care numbers while dialling and verify from the official website.

Let’s move to another way for sudico balance enquiry –

2. BHIM UPI App

Did you know Surat District Cooperative Bank is listed with the NPCI’s official live UPI members on the official website? This means you can use any UPI app like BHIM, Google Pay, Paytm, or PhonePe to view your account balance.

This is another easy method, however, you need internet and a smartphone for this, here is what you have to do to view balance using the BHIM App, however, you can use any of the UPI apps you enjoy –

1. Install the BHIM App: Start by downloading the BHIM UPI App from the App Store. It is available on both of the devices iPhone and Android.
2. Register First: Once the app is installed, Open the App and register with your mobile number that is linked to your Sudico bank account.
3. Set Up Your UPI Account: Now, tap on Add new bank account and choose your bank Surat District Co-Op Bank) from the list of banks. (you can search by putting your name on the search bar)
4. Find it Out: The app will automatically find your account details that are linked to your mobile number.
5. Enter Debit card details: Here, you need your Surat district bank ATM Card to verify, you have to enter details like the debit card’s last 6 digits, Expiry, CVV, and ATM PIN.
6. Set PIN: Now, Create a 4-digit UPI PIN For checking your balance and transferring money.
7. Check balance: All Set, open the app once again, go to the check balance section, enter your UPI PIN, and view your account balance.

This is a simple and quick process, After setting UPI, you are good to go, you can get a balance anytime and anywhere using your phone, send money, and even check mini statements as well.

Note: Never share Your UPI PIN with anyone.

3. SUDICO-Mobile Banking App

As I already said, the SUDICO Mobile Banking App is part of their digital banking e-services. It allows account holders multiple services including balance enquiry, mini-statment, and PDF Statement download.

On the Google Play Store, It has already 10k downloads and 3.9 User star ratings. as well as It is also available on the Apple App Store. This makes this method more suitable for customers to find balance and manage their accounts online.

Here is what you are required to use the app –

1. Your Customer ID
2. Account number
3. Registered Mobile number
4. Active Data pack

Let’s find out, how can you use the sudico app to view your balance –

1. Download and Open the App: First of all, install the “SUDICO Mobile Banking” app from the Google Play Store or iOS App Store. Open the app once it is installed.
2. Register Or Log in: On the first screen, Tap on “Register Here” (if you are using it for the first time), If you are already a registered user, simply tap on the Login Button.
3. First-time Registering Process: Here, you have to enter your bank-registered mobile number, CIF Number, and Captcha and Tap to Register button. (check your passbook, and statement to view your Sudico CIF number)
4. Set MPIN And TPIN: Now, you will receive an OTP to your phone, enter it, and Set 6-digit MPIN (For login) And TPIN (For transactions).
5. Quickstep: You need to add 3 security questions here to successfully activate your mobile banking.
6. View Balance: All Set, Go to Login, Enter 6 Digit MPIN, and View Balance on the dashboard of the app.

Pro tip: Alternatively, you can simply visit the official website of Sudico Bank, tap on Internet banking, and register using your CIF Number, mobile number, and account number, to Set a Username and Password for access, then log in and view your balance. However, you need to visit the Surat direct bank home branch to activate the Internet banking facility.

4. Use Sudico Bank RuPay Card

If you are still, not accessing your balance, I have a last but not least option. The Surat district bank offers RuPay cards for savings and current account holders. You can use this card at any of RuPay’s accepted ATMs near you. If you never use an ATM to check your balance, follow these steps:

1. Locate ATM Machines using Google Maps, Sudico bank ATM Locator, or NPCI RuPay ATM Locator.
2. Insert your RuPay card and select your language (Gujarati language is also available for better convenience)
3. On the menu, go to balance enquiry and enter your ATM PIN to view your available balance.

If you do have not an ATM Card, or having issues with Internet banking and mobile banking, pick up your passbook and visit your Sudico bank home branch to update transactions and the latest balance details. Furthermore, ask to activate your net banking.

I hope you got your answer, if not, please comment down below, and share with article with someone who might get help from this.

Need another bank account balance enquiry number? We’ve listed formats for all major banks. Check out the All Bank list here.

Disclaimer: This blog content on Easemoney is for informational purposes only and should not be considered as financial advice. Always consult a certified financial advisor before making any decisions based on the information provided.