How to enquiry Varachha Bank balance fast

About Varachha Cooperative Bank

Varachha Cooperative Bank is one of the trusted Co-op banks in Surat, Gujarat, it has gained of reputation for community-focused banking. According to the last financial year report, the bank reported a total net profit of ₹77.19 crores and a customer base of lakhs from the area of Surat and other cities.

This Coop bank is so modern and forward-thinking, it offers almost every digital feature compared to its other competitive banks. But what sets it apart is how it also caters to customers in rural and semi-urban areas. Whether you live in a city apartment or a remote village, you can easily check your account balance.

Some methods need the internet, while others work without it—perfect for all types of users.

Let’s explore the one-by-one balance inquiry options offered by the VCB bank.

What are the Basic Banking Services to Handle Balance Enquiry

1. Varachha Bank Missed Call Alerts

Varachha Bank introduced this in its early digital phase to help non-smartphone and rural users check their balances instantly without connecting internet.

This is an official option available for deposit and savings account holders by the bank. All you need is an active recharge pack and a mobile phone. Now, follow the steps –

How It Works:

• Open your mobile phone and tap on the phone dial button.
• Enter this latest working number “0261-6918151” and tap on call.
• Select your SIM (1 or 2), make sure it works only with your account-linked mobile number.
• The call will automatically disconnect within 3/4 rings.
• Within 1 minute, you will receive an SMS from the VCB Bank. On the SMS, you will get your current account balance and account last 4 digits.
• If you have multiple accounts registered with your mobile number, you will get multiple account balance details in a single SMS.

Quick Tips:

• Totally free of charge to activate and receive a Facility with no limit and available 24/7.
• Works for savings and current accounts.
• If your SMS alerts are not registered? Visit your base branch, ask application form, fill it and submit it to the branch to update your email ID and mobile number with the system.

2. SMS Alerts

If you want on-demand and automatic balance updates without using data, SMS is your friend.

This is another popular and easy-to-use method offered by the Varachha bank. It’s Perfect for users who don’t rely on apps and prefer regular mobile updates.

How to Check Balance via SMS:

• Open your phone’s SMS App.
• Type “VARA 1” (only letters and numbers, no symbols) and send this message from your registered mobile SIM.
• You have to send this to that number here: 91335 74000

What Happens Next: After a few seconds or minutes, you will get a reply SMS from the bank showing your current account balance.

Things to Remember:

• It works only from your registered mobile number, so choose the SIM no precisely while sending the SMS.
• You’ll also receive auto-alerts for transactions, receiving money, ATM use, and other banking SMS whenever action happens with your current balance updates.

Let’s Explore VCB Digital Banking

1. Varachha Bank WhatsApp Banking

The Varachha Co-Op Bank Ltd., Surat, is so modern that they also allow a chat system to view your balance, mini statement, and many more facilities just by sending Hi.

Nowadays, almost everyone uses WhatsApp on their phones, so staying updated with your deposit account balance is now much easier. Follow the steps here –

Steps to Use It:

1. Save this number: 84601 84601 to your phone.
2. Open WhatsApp and send “Hi” or tap the Direct link.
3. Enter the OTP sent to your registered number.
4. You will get two menus: Enquiry services and Operation services.
5. Select Enquiry Services, and a new menu will appear. Now tap on Account balance.
6. You will get the Last 4 digits of the account, the Available current balance, and Your Withdrawal balance.

Keep the VCB WhatsApp number on your phone, so you can check your balance. Just tap on the view balance button, even no OTP and password required for this method.

2. Varachha Bank Mobile Banking App

The bank has recently updated its mobile banking app, making it easier for customers to use. Now, it supports features like real-time balance enquiry, statements, mini-statements, transfer money, and request and register complaints.

If you are using first time, here are the steps to register easily –

1. Download VCB MobiPro Mobile Banking from the Google Play Store.
2. Enter your Customer ID, DOB, PAN, and your mobile number.
3. Receive and enter the OTP.
4. Set your username and login password.

Steps to view your VCB account balance

1. Simply, enter username, password, and OTP.
2. On the dashboard, tap on the eye button to view the balance. Moreover, you can also download the statement to check instantly.

Tips:

• First-time users can visit the branch for help and the branch code.
• The app works with fingerprint login, too.

Passbook Printing Machine

If digital isn’t working for you, these methods still help:

• Self-Passbook Machine: Insert your passbook to print updated transactions and see the balance.

If you are having any technical issues, you can ask for help with the Varaccha Bank Customer Helpline.

• Call Toll-Free: 1800 258 7750 (10 AM – 6 PM)
• Email: customercare@varachhabank.in

List of common questions