Real-Time VKGB Bank Balance Enquiry – Online & Offline

Understanding The Vidharbha Konkan Gramin Bank Story

VKGB is a regional rural bank in Nagpur. It was founded on February 18, 2013. It was established to serve the Vidharbha and Kokan regions in 17 districts of Maharashtra.

The bank was created to support rural and semi-urban people by providing banking benefits for agriculture, commerce, and trade to boost the economy of underserved locations.

As I already said, it was created, the VKGB bank was formed by the merger of two Gramin banks –

1. Wainganga Krishna Gramin Bank
2. Vidharbha Kshetriya Gramin Bank

Therefore, if you had an account with either of the former banks, don’t worry, it is still possible for you to get your balance with the new banking facilities with VKGB.

Let’s begin with one of the most comfortable available methods right now for balance enquiry step-by-step –

1. VKGB Missed Call Number

Many users ask, Is there a direct way to get SMS on the phone to view the balance? Vidharbha Konkan Gramin Bank provides this solution with a direct missed call banking number 8010968342 to get an SMS of your current available Account balance.

1. It is easy to use the offline method, simply open the phone dialer, enter the number and call it.
2. It will automatically disconnect.
3. The bank will send out your current available account balance SMS to your registered mobile number.

Requirement Notice: Your mobile number must be linked to your bank account. If not, please visit your home branch and update it.

Alternatively, let’s check out other methods –

2. Online Method: VKGB NetBanking

This is the only online method right now offered by VKGB Bank.

If you tech-savvy person and looking for a quick online method, there is a VKGB net banking option that allows you to view your account balance and transaction history. Currently, however, VKGB offers view-only access, and no transactions can be done as yet.

Let’s follow the steps to use and check the balance via Net banking.

1. First, you need to go to the official www.vkgb.co.in website and navigate to VKGB Connect on the homepage.
2. Enter your User ID, password, and Captcha to complete the process.
3. If you already have a registered net banking account, you will easily access to dashboard. Here you can easily check your balance, transaction history, and update information.
4. For New Users, if you are using the first time, click on the new user button on the VKGB Connect page. This will provide you with an Internet banking registration form for Online banking.
5. You need to fill out the complete form to submit to your home branch to activate it.
6. The bank will activate your account within 24 hours. You will receive a USER ID and a temporary password.
7. Again, you have to visit VKGB Connect to enter the user ID and temporary password. After entering, it will ask you to create a new and strong password. Create it quickly.
8. Once you have successfully done your login process, you will have to go dashboard, tap on accounts and check your balance. Also, download the mini-statement with the available balance.

Tip: If you are having an issue checking your balance online, you can call to call 0712-2224319/20/21/22 for help.

VKGB might add more features to net banking and provide additional options to check balances online in the future. Always check the announcement section on the official website of VKGB and stay connected with us for new updates. Let’s check other offline traditional methods to get your account’s current balance –

3. Use Your VKGB RuPay Card at ATMs to view your Balance

The VKGB Provide RuPay Kisan cards and RuPay Classic cards. RuPay cards are quite easy to use at any ATM near you. It has around 2 lakh ATMs in India. Therefore,

• Find the nearest ATM Also, you can use the RuPay ATM Locator by NPCI.
• Insert your RuPay Card into the ATM Properly.
• Enter Your PIN
• Select Language
• Choose Balance Enquiry
• Either view your balance displayed on the screen OR print off the balance receipt.

3. Call Customer Care

This is one of the best traditional methods to know your bank’s available balance. However, please always verify the customer care number with the official website of the bank.

• The latest working VKGB customer care number is 1800-233-7390
• The Best time to call is 10 AM to 5 PM

Please make the call, verify yourself, ask for your current account balance, and never share any OTP or sensitive details.

Bonus: If everything fails, simply visit your home branch to update your passbook with the current available balance in your deposit account.

Why Should You Keep Your Contact Information Updated With VKGB?

Accurate mobile and email records ensure:

• Timely SMS alerts for transactions.
• Successful missed call balance SMS delivery.
• Smooth activation and password recovery for net banking.
• Better communication during emergencies.