Instant Sindhudurg DCC Bank Balance Inquiry

The Sindhudurg District Central Bank is one of the oldest Co-operative Banks in India. It was established on 1st July 1983, and is not just another bank — it’s a lifeline for people in the Sindhudurg region.

According to the history page of their official website, the bank has over 40% of the local population holding accounts here, and it’s one of the most trusted rural banks in Maharashtra. As per the 2023 Annual Report of the bank, it holds a total deposit of ₹2602.92 Crores.

Since it’s deeply rooted in rural areas and their people, the bank understands that not everyone uses mobile apps or computers every day in villages. So, they have provided multiple ways to get the Sindhudurg account balance directly – some need internet, others don’t.

Let’s dive into them one by one.

1. Sindhudurg Bank Balance Check Number (Missed call banking)

To provide direct facility to users without the need to visit a branch and online techy steps, the Sindhudurg DCC Bank officially launched the Missed Call Balance Enquiry service in the first phase of digital banking.

How It Works

For this method, you have to give a missed call to the official number 9212443824 from your bank account-linked mobile number. Within 1 minute, you will get an SMS from the bank with your account balance and your last 4 digits of your account number.

Requirements

• Your mobile number must be linked to your savings account.
• Let me tell you, it works only for Savings Accounts, not current or joint accounts.

Tips & Notes:

• If you have multiple accounts linked to the same number, you will get both account balances in the same SMS.
• Not receiving SMS? Check if your SIM has an Active recharge Pack or try again later due to server delays.
• If your number isn’t linked, visit the branch to update it.
• Use only your own phone to ensure security.

2. Use UPI Apps (PhonePe, Google Pay, Paytm)

As per the official website of NPCI, the Sindhudurg DCC Bank is also listed as a UPI Live Member, so if you use PhonePe or any UPI app, you can check your balance without visiting the bank or ATM. It is much easier for you, follow the steps –

1. Open the PhonePe app and unlock it.
2. First, tap your profile photo (left side corner) > Manage Payments option and select Manage Bank accounts.
3. Tap “Add New Bank Account”
4. Scroll down or directly search for “Sindhudurg District Central Co-Operative Bank Ltd”
5. Enter your ATM/Debit card details such as the card’s last 6 digits, expiry date, CVV, and ATM PIN.
6. Tap on send OTP, enter your 6-digit otp received on your bank-linked mobile. Set a 6-digit UPI PIN (it is required for checking balance and transactions)
7. Now, open the app home again, tap on check balance, and select bank, enter your just created UPI and view your balance directly.

What You Need:

• A working RuPay debit card (must take a photo in your phone gallery privately)
• Registered mobile number in the SIM slot
• Basic internet and SMS services on your phone

Smart Tips:

• Don’t use UPI on public/shared phones.
• If the bank name isn’t showing, type the full name slowly.
• Keep your UPI PIN safe; never share it.

3. Sindhudurg Mobile Banking App

In 2023, Sindhudurg DCC Bank launched its official mobile banking app as part of its second phase of digital banking. The app helps you manage your account right from your phone.

The app supports mostly digital features, such as –

• View account balance instantly
• Download mini statements
• Transfer funds securely
• Raise service requests

How to Register:

1. Download “Sindhudurg Mobile App” from the Play Store for Android. However, it also works on iPhones (use App Store)
2. Open the App and tap on Send SMS to verify your SIM and mobile number.
3. Enter your mobile number, Account number, DOB, and Branch token and tap on send OTP.
4. Enter OTP and verify
5. Set a 4-digit MPIN to log in.
6. Now, once again, open the app, enter your 4-digit mpin and view your available balance on the dashboard of the app.

Notes:

• The app works only with an active registered mobile number.
• Update the app regularly for smooth performance.
• If OTP fails, try placing your SIM in SIM Slot 1.

4. ATM Using RuPay Debit Card

Sindhudurg Bank offers a RuPay Contactless debit card just Once your KYC is completed, you can apply for it.

You can get your Sindhudurg DCC Bank savings or current account balance at any ATM in India that accepts RuPay Cards, thanks to the NFS network.

Steps to Follow:

1. Visit any nearby ATM (from any bank) or visit your bank branch’s attached ATM machine.
2. Insert your Sindhudurg DCC RuPay card
3. Choose language (English, hindi, Marathi, and more)
4. Enter 4-digit ATM PIN
5. Select your account type (savings or Current)
6. Tap on the “Balance Enquiry” button to view the balance.
7. You can print it out for future reference. (optional)

Use This Tool:

Use the official RuPay ATM Locator tool online to find the nearest ATM in rural areas.

My Tips:

• Avoid checking your balance and withdrawing cash repeatedly to prevent ATM charges.
• If your card is expired or blocked, replace it at the branch.
• Always cover the keypad while entering your PIN.

5. Monthly Email Statement

The Sindhudurg Bank continuously adds new digital options for its clients, including a monthly e-statement to your provided Email ID when you open the account with the bank. Mostly, people avoid email ID options, but experts say it’s good to create your own email ID for banking purposes.

How to Register your Email statement with Sindhudurg Bank:

1. Once you have created your email account via Gmail, Hotmail, Bing, or other services. Write it down.
2. Visit your home branch
3. Ask and fill out the email registration form with your new Email ID. (only email, not password, keep in mind)
4. Make sure your correct email ID is updated

What You Get:

• Monthly email with complete transaction details and balance
• Option to save, print, or share a PDF file

Tips:

• The physical statement will stop after email activation.
• Mark the bank email as ‘safe’ so it doesn’t go to spam.

6. Sindhudurg DCC Bank Customer Care

If the above methods do not work for you, you can get help from the bank support team. You can call their latest toll-free numbers to ask balance.

How to Get Help:

1. Call official numbers:
   • (02362) 229005
   • (02362) 229010
2. Or email: ho@sindhudurgdcc.com

Important Safety Tips:

• First and most important, before dialling the number, verify the number from the official website.
• Also, never share your OTP, UPI PIN, ATM PIN, or passwords over the call or SMS.
• Bank staff will never ask for confidential information.

7. Visit the Branch

This is still one of the most reliable methods for rural users.

Why Visit the Branch?

• Update your mobile number for missed call banking
• Link your email ID for e-statements
• Update the passbook for balance and transactions
• Replace lost or expired ATM cards

FAQs